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First Mortgage "EASY REFI" Loan
Receive a credit up to $5,000 to offset any refinancing costs. Use this mortgage to convert your adjustable rate mortgage to a fixed rate, take some cash out to make home improvements, or lower your monthly payments.
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Cost Cutter Loan
Pay $0 in lender fees! Significantly lower your out-of-pocket costs to obtain a mortgage! Get a 15- or 30- Year Fixed Rate Mortgage without paying the Space Coast Credit Union lender fees at application and/or closing.
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My Community Mortgage
Offered by Fannie Mae, this program is geared towards lower to middle income first time homebuyers and offers a minimal down payment and reduced PMI coverage. Apply Now - Contact Us
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First Time Homebuyers
SCCU program for new home owners who have good credit, stable income, but little savings.
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Education Professionals
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30 Year Fixed Rate Mortgage designed for Teachers and other Educational Institution employees. Greater flexibility for borrowers in low or moderate income brackets.
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Police, Healthcare, and Firefighters
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30 Year Fixed Rate Mortgage designed for Civil Service Workers. Greater flexibility for borrowers in low or moderate income brackets.
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No Stated Income - Apply Online - Contact Us
For members who do not wish to document income. Our stated income loan programs allow you to qualify without the hassle of providing the standard income documents required under our standard loan programs. Please contact us for details.
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Construction Loans - Apply Online - Contact Us
In addition to more traditional loans we also offer construction/perm loans. This unique loan allows you to close on your loan with a fixed rate during construction and only have to pay closing costs once. Minimum loan amount is $50,000.
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