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*Rate and Payment information
For Business Loan interest rates, add .25% if LTV < 90% or .50% if LTV > 90%
Loan interest rates and available terms are based on your credit quality, term, model year, loan to value ratio, and our usual credit criteria apply. Your rate may be different. All rates shown are fixed rate loans.
New and Used Cars: Rates may vary based on member qualifications and credit criteria. All rates and conditions subject to change.
Auto Loans exceeding 130% of invoice or trade, add 1.00%
Minimum loan of $12,000 for a term in excess of 60 months.
84 Month Requirements - Minimum loan amount $20,000, MAX LTV of 100%
75 Month Requirements- minimum loan amount $15,000
For any loan NOT ON TRANSFER from an existing SCCU account OR DIRECT PAYROLL DEPOSIT, one quarter of one percent, (.25%) will be added to the approved rate. If not otherwise listed, any vehicle financed for 66 months will have the rate increased by (.25%) one quarter of one percent.
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