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VISA Platinum Card Terms and Conditions
 
All rates are accurate as of: January 1, 2008 and are subject to change at any time.
Annual Percentage Rate (APR) for purchases

5.99% for first 6 billing cycles1
10.99% - 17.99%* thereafter2

Other APRs

Balance Transfer: 5.99% for first 6 billing cycles1, then 10.99% - 17.99%2 thereafter
Cash Advance: 5.99% for first 6 billing cycles1, then 10.99% - 17.99%2 thereafter

Variable Rate information Not Applicable
Grace Period for purchases 25 days
Method of Computing the Balance for Purchases Average Daily Balance including new purchases.
Annual Fee $0
Cash Advance Fee $0
Balance Transfer Fee $0
International Transaction Fee 1% of the converted transaction amount.
Other Fees

Late Payment: $25.00
Over-The-Credit-Limit: $20.00

Minimum Finance Charge $.50
 

1Introductory rate applies to new SCCU cardholders. Existing SCCU Gold and Classic cardholders can become eligible for the introductory rate by opening an approved Platinum card account, closing their Gold or Classic card account, and transferring the existing balance to the Platinum card account together with transferring a non-SCCU card balance that is at equal to at least 50% of the SCCU balance being transferred; or $2,500, whichever is less. Your introductory rate period will end early and rate will increase to the current APR for purchases if the Minimum Payment due is not received by the Payment Due Date, your account exceeds its credit limit, or you close your account.

2Your APR will initially be determined by your creditworthiness at the time of application. Your on going APR will be determined based on our periodic review of your creditworthiness. Rates may increase or decrease in relation to your credit score.

The information about the costs of the card described in this solicitation is accurate as of the date listed above. This information may have changed after that date. To find out what may have changed, call us at 800-447-7228 or 321-752-2222.

 
Corporate Headquarters: Space Coast Credit Union 8045 N. Wickham Road Melbourne, Florida 32940
PH: 321.752.2222 • TF: 800.447.7228
SCCU © 1996 - 2008 Space Coast Credit Union is federally insured by National Credit Union Administration.
SCCU © 1996 - 2008