Check Hold Policy
Space Coast Credit Union’s check hold policy is as follows:
Checks Less Than $5,000 |
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Account Classification |
Account Tenure |
Required Hold (in Days) |
||
Local |
Non-Local |
Same Day Availability |
||
New |
less than 30 days |
5 |
8 |
$100 |
All Others |
30 days or more |
2 |
5 |
$100 |
Checks $5,000 or More |
||||
Account Classification |
Account Tenure |
Required Hold (in Days) |
||
Local |
Non-Local |
Same Day Availability |
||
New |
less than 30 days |
7 |
11 |
$100 |
All Others |
30 days or more |
7 |
11 |
$100 |
Longer holds or reduced same day availability may apply.
Funds from the following deposits (if less then $5,000 and made payable to you) will generally be available the same day. The remainder of the deposit may be subject to the holds noted above.
State and Local Government Checks
Treasury Checks
Cashier, Certified and Teller Checks
