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Hit the Brakes on High Payments

Keep your car – trade in your loan! Refinance today and take a vacation from your loan with our 90-day deferred payment* option.  We’ll even pay the title transfer fee!



Refinancing an auto, boat or RV loan you have with another lender is a smart, fast move – and it won’t cost you a cent. Don’t believe us? Read what our current members think about their refinanced auto loan.

Call today to get pre-approved for an auto loan, or even finance right at the dealer!  Want to know who our members rate as the best area dealerships before you go out looking for a vehicle?  Visit our dealership reviews for members’ ratings and reviews!

Get the lower payment you wanted in the first place! Just call our Express Services team today to get started.

Brevard: 321-752-2222, option 3
Toll-Free: 800-447-SCCU, option 3

* DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. “No payment period” may be fewer than 90 days, based on when you close your loan(s) during the month.  RATES: APR is Annual Percentage Rate. Auto: Rate current at time of printing and subject to change. Rate is affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Yours may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment. 

1 Lunch will be provided as a gift card, certificate, or voucher to a counter service restaurant with a value of $7 that will be mailed to the applicant. Offer does not apply to manufacturer financing. Loan to be refinanced must have originated no more than 90 days prior to SCCU application. Offer applies to individuals who are approved by SCCU for a vehicle loan to be refinanced from another lender, for any loan where SCCU cannot match the applicant’s current monthly loan payment or rate, or provide a lower payment or rate. If application does not result in an approved SCCU loan, offer does not apply. Does not apply to existing SCCU loans. Offer expires

Just call Express Services today to refinance your current loan from another lender.

Brevard: 321-752-2222, option 3
Toll-Free: 800-447-SCCU, option 3

Rates as low as 3.74% APR*

Up to a 90-Day Payment Vacation

Read what other members say about their auto loan refinance

If we can't meet or beat your current payment, we'll buy you lunch! 1






SCCU Members without Checking

$25

  • $25 We’ll make a $25 deposit to your new Checking Account*

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