SCCU's Member Rewards Program
Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.
Originally introduced in 1997 and revised in 2011, the Member Rewards Program now rewards account activity, as well as deposit and loan balances.
Using products such as checking accounts, debit cards, credit cards, vehicle and mortgage loans, and retirement accounts contribute income and strength to the cooperative. When you use these products to run your household, you are investing in the credit union, which allows us to provide you more benefits.
While we strive to run the credit union efficiently so that we can offer good value to all members, the Member Rewards Program is designed to provide the greatest value to those who make the greatest investment in the cooperative by using SCCU's products and services. It is easy to achieve a level in the program where you begin to earn rewards. Read our Frequently Asked Questions to learn more about the Member Rewards Program and just use your SCCU accounts to get started.
You achieve your Member Rewards level based on:
Your total average daily deposit balance in accounts other than CD accounts, or your total loan balance as of the end of the month (whichever is greater)
OR
Your qualifying transactions
Member Rewards benefits include everything from waived minimum balance fees on checking accounts and free checks to discounts on safe deposit boxes and GAP coverage on vehicle loans.
| Member Rewards Level | Basic | Active | Gold | Platinum |
|---|---|---|---|---|
| Level Requirements |
Household total of 5 or more total purchase/ payment transactions (combination checking, debit card, credit card) No balance requirement |
Household balance of $7,500 - $24,999 (total non-CD deposit or total loan balance) No transaction requirement |
Household balance of $25,000 or more (total non-CD deposit or total loan balance) No transaction requirement |
For a full list of benefits provided at each level, view our Member Rewards Level and Benefit Comparison Chart.
To learn more about the Member Rewards Program, visit our Frequently Asked Questions section. Interested in increasing your level? Learn more about earning the most rewards with SCCU's Member Rewards Program.
Space Coast Credit Union reserves the right to alter or terminate any aspect of the Member Rewards Program without advance notice. Balances held in Certificates of Deposit (CDs) are not included when calculating your household's Member Rewards level.
