SCCU provides information on a wide variety of subjects to help you stay informed and aware. We provide this information as a courtesy to our members and it is not intended to provide legal advice for any specific situation. Let us know by email if you would like to see information on additional subjects.
- Business Services
- Consumer Information
- Home Ownership and Financing
- Personal Finances
- Money and Finance 101 for Youth
- More Resources
Visit our Fraud Section for the latest fraud updates and information on how you can protect yourself against identity theft and fraud.
Read this article about developing Business "Mindfulness" to help you prepare for unexpected events. Article reprinted with permission.
Tips to help you when you shop online and what to do if you have an issue.
The Check Clearing for the 21st Century Act, known as "Check 21," (effective 10-28-04) changes the way financial institutions process checks by enabling banks to exchange check information electronically. This allows funds to be transferred more quickly and securely by reducing the need to physically transport paper checks.
There are several factors that lenders consider when deciding to approve or decline your loan request.
SCCU mentioned in the Florida Today as a top online banking provider.
Regulation "D" is a set of federal rules that govern electronic transactions on deposit accounts. It's important to understand these limitations so you can effectively manage your accounts.
Saving and borrowing from the credit union means that you are a member AND an owner, not just merely a customer...
Understanding how your credit score affects your financial life is critical. Learn the basics and even start correcting a bad score.
HOME OWNERSHIP AND FINANCING
A home is the largest investment that most of us will ever make. How effectively you manage home ownership will have a strong influence on the rest of your financial picture.
There are benefits to making extra payments on your mortgage. You can take this action yourself at no charge and without involving a third party.
Lenders often will use an appraiser to determine the market value for a property. It is critical for a lender to confirm a property's value on which a loan is based.
Taking responsibility for the finances of someone in fragile mental or physical health can be a real challenge.
Using credit can provide benefits, but also can have drawbacks. Here are a few smart tips to help you manage your first credit card responsibly and build your credit history.
Take time to learn more about Life Insurance and how it can protect your family.
This article offers five basic concepts that parents should teach their children about handling their personal finances.
Special sections on our Web site for kids and teens provide a fun, upbeat format to learn the skills needed to build a sound financial future.
What financial pressures are affecting you right now?
FREE Vehicle Pricing and Information from NADAGuides.com
Know what to look for and be aware of when selling or buying a used car privately. Article also includes a sample "Bill of Sale."
Considering purchasing a new car? How the dealers' 0% interest offers compare to rebates and low financing.
MONEY AND FINANCE 101 FOR YOUTH
You don't have to leave SCCU behind. You can still access your funds...
Children should learn about money at an early age.
The Credit Union National Association offers several things parents can do now to help their children get on the right financial path.
Want to know the best way to teach pre-college teens the fundamentals of credit and how to manage it responsibly? Get them a credit card.
Visa offers an in-depth program designed to bring basic financial facts and skills to students and adults. SCCU does not endorse any of the companies on the related links. The material and links provided on this site should be used for informational purposes only.
Learn about money management and make saving part of your future.
The information on this page is for educational purposes only. SCCU is not engaged in providing estate planning or other advice. Please consult with a competent estate planning professional regarding any specific estate planning questions.