SCCU Unique Loans
Condominium Mortgage Loans - Apply Now - Contact Us
Shopping for the perfect condo? Now obtaining a condo loan is easier than before. Whether you are using the condo as your primary residence or a second home, SCCU has a mortgage that is right for you.¹
- 95% financing for primary residences - only 5% down payment!
- 90% financing for second homes - only 10% down payment!
- 15 or 30 year fixed rate terms available
- 3/1, 5/1, or 7/1 ARM also offered
- Low credit union rates and our exclusive interest rate guarantee²
There are two easy ways to apply for a Condo Loan with SCCU:
- Apply Online 24 hours a day, 7 days a week
- Call our Express Sales Center to speak to a Mortgage Representative
Investment Property – Apply Now – Contact Us
Income producing properties. A property is considered an investment property if:
- The property in question is an income producing property that is not intended as a primary residence
- The property is a second home located no more than 50 miles from the primary residence.
Lot Loans – Apply Now –Contact Us
Lot loans for approved lots. Have a buildable lot you want to finance? We have the solution, with easy payments to make it affordable.
Manufactured Housing – Apply Now –Contact Us
Specifically designed for Manufactured Homes. Available as a 15 or 30 Year Fixed Rate Mortgage for Manufactured Homes.
¹ Specific underwriting guidelines and criteria must be met in order to qualify.
² If your SCCU quoted rate is lower at 12:00pm five days prior to closing and the interest rate lock-in has not expired, SCCU will reduce your rate to the lower rate automatically. Rate guarantee is void if there is a change in property, loan program, loan term, or adjustments to interest rate based on credit score. Other conditions apply, contact SCCU for details.