Free Checking Account
Recommend SCCU
Ease
Responsiveness
Time
Fees
(Out of 2026 member reviews)
Don't pay ridiculous fees, when you can have an account filled with FREES!
Best Choice If:
- You need a checking account with multiple free features, including no monthly service fee
- You don't want to keep a minimum balance in the account
- You don't want to earn interest on the money in your account
SCCU's FREE Checking Account has everything you need to run your household, including:
- FREE Visa® Debit card with Falcon Fraud Protection. Select a card that expresses your personal style
- No monthly service fee
- No minimum daily balance requirement
- No direct deposit requirement
- Unlimited check writing and teller withdrawals
- FREE Online Banking
- FREE online statements
- FREE Bill Payer
- FREE Direct Deposit. We'll even deliver your form right to your Human Resources department!
- FREE CALL-24 Telephone Banking
- FREE 24-hour Member Service Center - talk to a person anytime!
- FREE ATM Transactions at any of SCCU's over 140 convenient locations
- Unlimited debit and ATM card transactions*
- FREE BudgetMaster service
- Available Overdraft Protection from your SCCU savings account or credit card
Rate Schedule
Fee Schedule
Open Your Account
*ATM and/or debit card will be issued subject to our usual credit criteria.
Who knows the most about SCCU's products? Our members, of course! Read our members' actual comments about their FREE Checking Account:
Recommendation Rating
Opening your checking account is fast and easy! You can open an account: close
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By Phone
An Express Services Associate can help you select the checking account that best meets your needs. Deposit Account services are available Monday - Friday, 8 am - 6:30 pm and Saturdays 9 am - 3 pm.
Brevard: 321-752-2222, option 3
Broward: 954-704-5000, option 3
Miami-Dade: 305-882-5000, option 3
Tampa/Jacksonville: 800-882-5007, option 3
All Other Areas: 800-447-7228, option 3
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Online
Current SCCU Members:
At this time, online account opening is not available for checking. Please call Express Services.
Prospective SCCU Members:
Submit a secure Online Membership Application and indicate which checking account you would like to open. An Express Services Associate will contact you by close of the next business day to complete the application process. NOTE: the online application is not required; you may call Express Services and apply for membership and open your checking account over the phone.
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At Any Branch
Visit any of SCCU's 61 convenient branch locations. You'll speak to an Express Services Associate using the in-branch phone located in a private Express Booth, and can complete all of the paperwork with your Branch Member Service Specialist immediately after your call.
