SCCU Auto Loan Financing at the Dealer

How did members rate this product?

Recommend SCCU

4.77

Ease

4.77

Responsiveness

4.63

Rate

4.59

Time

4.63

(Out of 489 member reviews)

Watchdog Label

SCCU offers you the same great rates when you buy directly at the dealer. Shop for a car, truck, or other vehicle at one of our participating dealers to finance your ride with SCCU.

Best Choice If:

SCCU's Auto Loans allow you to get pre-approved before you buy a car, truck, boat, or other vehicle, with great rates and features, including:

  • Financing for New & Used Vehicles and Private Sellers or Dealers
  • The dealership takes and submits your application on-the-spot when you buy
  • The dealership handles your loan closing paperwork
  • No application fee
  • Low credit union rates1
  • Terms up to 75 months (availability depends on vehicle, model year, and other criteria)2
  • Up to 90-day deferred payment option3
  • Use your Credit Card ScoreCard Rewards to reduce your loan amount
  • Get a free Lemon Check from CARFAX on pre-owned vehicles before you buy
  • Motorcycle, Boat, RV, and ATV loans available
  • Financing for purchases from individual (vs. a dealership)
  • Low-cost GAP coverage
  • Extended warranties with special credit union pricing
  • Free Online Banking
  • Free Online Statements
  • Free 24-hour Member Service Center - talk to a person anytime!
  • One statement for all your accounts
  • GAP coverage is available through the dealer

Rates

Read real reviews from real SCCU members about their auto loans! Only members with this product are invited to provide their comments and ratings.

Recommendation Rating

Apply for an Auto/Vehicle Loan

There are three easy ways to apply the next time you buy!

  1. At the Dealer

    Demand the benefit of your SCCU financing when you visit the dealer. View our Participating Dealer list

  2. Online

    Complete the online application and an Associate will contact you to complete the process.

  3. By Phone Anytime

    Contact an Express Services Associate to complete an application over the phone – it only takes 10 minutes! Auto/vehicle loan services are available 24-hours a day, 7 days a week.

    Brevard: 321-752-2222, option 3
    Broward: 954-704-5000, option 3
    Miami-Dade: 305-882-5000, option 3
    Tampa/Jacksonville: 800-882-5007, option 3
    All Other Areas: 800-447-7228, option 3

1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.

2TERMS: Terms available up to 75 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.

3DEFERRED PAYMENT PROGRAM: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependant upon when your loan closes, yours may be 90 days or less.