SCCU Other Vehicle Loans
SCCU's Express Services team will help you with the purchase of a new or used Boat, Personal Watercraft, Motorcycle, RV, or Motor Home.
Best Choice If:
- You want to save money with our consistently low rates
- You want a fast answer with no application or loan processing fee
SCCU's Auto Loans allow you to get pre-approved before you buy a car, truck, boat, or other vehicle, with great rates and features, including:
- Financing for New & Used Vehicles
- Low credit union rates1
- Terms up to 144 months for new and used boats, watercraft, and RVs (availability depends on vehicle, model year, and other criteria)2
- Terms up to 66 months for new and used motorcycles (availability depends on vehicle, model year, and other criteria)2
- No application fee
- Fast approvals
- FREE Online Banking
- FREE Online Statements
- One statement for all your accounts
Apply for an Auto/Vehicle Loan
There are three easy ways to apply the next time you buy!
By Phone Anytime
Contact an Express Associate to complete an application over the phone – it only takes 10 minutes!
Complete the online application and an Associate will contact you to complete the process.
At Any Branch
Visit any of SCCU's 61 convenient branch locations. You'll speak to an Express Associate using the in-branch phone located in a private Express Booth, and can complete all of the paperwork with your Branch Member Service Specialist immediately after your call.
1RATES: Loan interest rates and loan to value are based on your credit quality and year of collateral. Yours may be different. All rates shown are fixed rate loans. Boat and RV loans: for qualified borrowers, financing up to 80% of invoice. Motorcycle loans: for qualified borrowers, financing up to 130% of invoice. Rates may vary based on member qualifications and credit criteria. Rates subject to change. Scooters: Engine size of 50cc’s or greater will be treated as a motorcycle loan. Anything less than 50cc’s will be considered a signature loan. For any loan NOT ON TRANSFER from an existing SCCU account OR DIRECT PAYROLL DEPOSIT, one quarter of one percent, (.25%) will be added to the approved rate.
2TERMS: The maximum term will be determined by considering both the dollar amount and the member's credit rating. Your term may be different. Qualified borrowers only.