Space Coast Credit Union

SCCU's Auto Loans allow you to get pre-approved before you buy a car, truck, boat, or other vehicle, with great rates and features, including:

• Financing for New & Used Vehicles and Private Sellers or Dealers
• Rates as low as 3.74% APR¹
• Terms up to 84 months (availability depends on vehicle, model year, and other criteria)²
• Up to 90-day deferred payment option³
• No application fee
• Phone and online application available 24 hours, 7 days a week
• Fast approvals (most in less than 10 minutes)
• Use your Debit and Credit ScoreCard Rewards to reduce your loan amount
• Get a free CARFAX Lemon Check on pre-owned vehicles before you buy
• Motorcycle, Boat, RV, and ATV loans available
• Financing for purchases from individual (vs. a dealership)
• Low-cost GAP coverage
• Extended warranties with special credit union pricing
• FREE Online Banking
• FREE Online Statements
• FREE 24-hour Member Service Center - talk to a person anytime!
• One statement for all your accounts

Auto Loan Rates

Read real reviews from real SCCU members about their auto loans! Only members with this product are invited to provide their comments and ratings.

Recommendation Rating

michael b

9/28/2009 2:43 AM

4 Stars

we appreciate the ability of transfer money from our banking account to the sccu account--gradually we will move all our accounts to sccu

Francis M

9/27/2009 1:46 PM

5 Stars

Everyone I contacted at SCCU was super especialy the person that I talked to apply for the Auto loan he instructed me in exactly how to deal with the auto dealers in my best interest had I not followed his advice I may have paid more. I know that the dealers main goal is to make a profit and my main goal is to save money and due to the advise I recieved that is what i did. The dealers tried to talk us [my wife and i] into doing otherwise but we followed the advise of our SCCU personal even though it kind of angered the dealers somewhat. WE feel that we got a good deal and a great vehicle thanks to the advice of SCCU.

Samuel S

9/26/2009 2:57 PM

5 Stars

SCCU is a great Credit Union!

S. R

9/26/2009 6:48 AM

3 Stars

I wasn't satisfied at all to say the least. I felt I was miss informed from the very beginning. The loan person should be well informed and more considerate to the customer needs. Especially when buying for the first time. Once I found the right car and got approved then post approved which was utterly ridiculous, to the bank I went and was explained one thing there and called the loan officer back on the 800 line and told something different and that was the icing on the cake for me. The story would change the price would change and the people are all not on the same page regarding the whole process and that was from the very beginning. Told one thing then told another.and now I do not have an extended warranty because of that confusion. Everyone was friendly for the most part.

Carl R

9/26/2009 2:45 AM

4 Stars

my loan process was very efficient and fast

DON B

9/25/2009 11:46 PM

4 Stars

PROMPT AND CURTIOUS

Corrine D

9/25/2009 10:46 PM

3 Stars

The fact that you need to see the vehicle first hand was very troubling. I had to have the owner drive from Orlando so you could "see" the vehicle and then I had to have it registered before releasing the funds to the seller. This long way too long and really incovenienced the seller as well as myself. It was a great rate but not worth the hassle. I very well could have lost my deal with the seller. Luckily I did not.

Robert B

9/25/2009 6:43 PM

5 Stars

My representative was understanding and always very polite-Good Job!

Bonnie L

9/25/2009 2:43 PM

5 Stars

The entire loan process was simple, from the phone application to the closing of the loan. Chris, my loan application contact, was extremely knowledgeable and even suggested refinancing another car loan I had with a lower rate from SCCU. The young lady who closed our loan was extremely friendly and efficient. I could not have had better service anywhere.

Donald D

9/25/2009 1:33 PM

5 Stars

I always get great treatment when I visit the Titusville office for anything.

Michael B

9/25/2009 9:49 PM

5 Stars

Would highly recommend SCCU for ease, service and rate.

Lynn C

8/31/2009 1:11 AM

3 Stars

I set an appointment to sign for the loan and was told I could go to any branch until 4:45 pm. I called back to Jennifer and left a message on her voice mail that I wanted to do it at the Indian Harbour Beach branch on Monday at 4:45. We arrived at 4:45 only to find the doors locked and after pounding on the window, an employee finally came over and let us in. She told us she didn't know about the appointment, there wasn't anything on the calendar but to come on in, as "this happens all the time". So, we sat and waited about 10 mins while someone pulled up all of the papers. I was never informed that I needed to provide proof of insurance at the time of closing. Never having done a loan for an auto, I was completely naive and under the impression that I could get the insurance that evening while phoning from my home. Wrong! I had to call around and finally just took the first quote that I got so that I could get the loan and get out of the bank. The seller had come a great distance so there wasn't the alternative of coming back on another day. One hour and thirty minutes later, we were finally finished. I was told that someone from SCCU would contact me about the title and car tag paperwork. That too, never happened. After waiting for 30 days, I called the number on my letter from SCCU and asked for someone to call me back. I received a return call the next day, saying that SCCU had tried to contact me on 9/21 but that my voice mail wasn't set up. Completely false. My voice mail has been operational all along. I have never received a phone call or message. You only call the client one time and then give up? How about contacting me at my work? Or how about sending me an email? The day after my loan closing, Tues 8/25, I called the processing dept. and left a message for Jennifer to call me because I wanted to let her know that the branch office didn't know about the appointment as I explained above. I was told that she no longer worked for SCCU but that the other Jennifer would call me back. I never heard from her either. As far as I am concerned, SCCU gets a failing grade in communication and follow-up. I don't care if Jennifer quit on a Friday and no one knewabout her schedule or appts. There are plenty of institutions out there that would like to lend me money. When it comes to business, I will always be loyal to those who remember me and treat me as a valued client whether I have $400 or $40,000 in my account. When it comes to shopping for my next mortgage, SCCU will not be on my list of institutions to check out.

Karen L

8/30/2009 2:17 PM

5 Stars

Getting my auto loan with SCCU was the saving grace to a horrible experience with Cocoa Hyundai. The dealership almost succeeded at pulling a dirty trick on me, but SCCU literally rescued me. I was in tears with the loan dept., & they completely turned my day around. Cocoa Hyundai insisted they were saving me time, phone calls, & trouble by sending SCCU all of the information needed to put my purchase in place with the pre-approved loan I had already set up. They almost got away with charging me double the gap insurance. They insisted they have a "direct line" with SCCU. I found out not so much, & they had not faxed the required Buyer's Order to tell SCCU I bought the car. Do yourself a huge favor by using SCCU for your auto loan, & staying away from Cocoa Hyundai! (My experience with the dealership was even worse than I have room to write here.)

Michael S

8/28/2009 4:03 PM

5 Stars

I bought a car over the phone that was located in Texas. I called in the morning, negotiated a fair price then called SCCU for help to shore up the loan. They called the dealer and affirmed my commitment to purchase the car. By 4:30pm that afternoon, Steve had all the papers and checks ready to be signed and received. All I can say is I was amazed at how well everything went and I am completely satisfied in how everyone at the SCCU that interfaced with me on this issue, was courteous and showed top-notch professionalism.

Susanne S

8/28/2009 1:03 AM

5 Stars

From applying for my auto loan to finalizing the paperwork, each and every SCCU employee went above and beyond, to assist me.

Jane R

8/27/2009 6:28 PM

5 Stars

We called on a Saturday afternoon and drove the car off the lot that day.

Bradley W

8/27/2009 5:57 PM

5 Stars

After being a member of SCCU for a number of years we recently moved to Vermont. I missed the personal "hometown" service of SCCU. When it came time for a new auto loan, I contacted SCCU and found that I could still have my auto loan taken care of by them. With no branch for some 1500 miles we had to complete the paperwork via US Mail and fax but I can't say it took much longer than it would have from a local bank here. All involved at SCCU were more than helpful and stayed right on top of getting the paperwork and most importantly, the check taken care of very promptly. Thanks again SCCU.... it's good to be back! And the new car is awesome!

howard a

8/27/2009 4:11 PM

5 Stars

the girl that helped me was great

Michael M

8/27/2009 1:48 PM

5 Stars

Everyone involved with this was extremely helpful

Christina W

7/13/2009 12:21 AM

5 Stars

had to wait for all my paperwork to be printed when I got there. Since I already had a scheduled appointment I would of assumed my paperwork would have already been prepared before my arrival.

ROBERT O

7/11/2009 2:33 PM

5 Stars

VERY EASY CLOSE.

Ronald C

7/11/2009 12:21 AM

5 Stars

all employees were very helpful

Pamela B

7/10/2009 9:51 PM

5 Stars

Tommy is the one that the lady in the Deland office in Deland in contact with on their phone. He was very pleasant, knowledgable and I was able to get coverages through the credit union that the dealer was not offering. Thank you Tommy and all involved in helping us especially in this time & economy.

Hafidh G

7/10/2009 8:23 PM

4 Stars

Thanks to young man (sorry cannot remember his name!) at Baytree branch who did all the paper work and waited for me and my wife to come sign the papers.

mike r

7/1/2009 4:36 PM

5 Stars

everyone is great Ashley at the deland branch was wounderful

Jennifer M

6/24/2009 4:03 PM

5 Stars

Wendy at the Sebastian branch was very helpful with my auto loan. Also Michele responded to my emails pretty quick, I like that. Thanks to both Wnedy and Michele!

Katherine H

6/14/2009 6:08 PM

5 Stars

From application to closing it was fast and easy !!!

Julie S

6/12/2009 12:18 AM

4 Stars

Your staff was very polite, friendly and helpful.

Wendy H

6/10/2009 11:22 AM

5 Stars

I have never been treated the way I was treated at this credit union. It was such a wonderfull experience that I am going to start a checking account. I have already reccommended this credit union to my friends and family.

Sue B

6/10/2009 12:02 AM

5 Stars

We were very happy and ended up opening several accounts with you

Sandra B

6/9/2009 11:26 PM

5 Stars

Toyota was purchased in 2007 at those current rates. At teller window while paying on loan, the teller noticed my interest rate was high and recommended that I contact a loan officer and refinance. I did, thanks to "her" observation. Now that is "service with a smile" :) Thank you.

Michelle O

6/9/2009 10:08 PM

4 Stars

This is my 4th car loan with SCCU and attained each with ease!

Shawn C

6/9/2009 9:37 PM

5 Stars

My loan was handled in a timely and professional manner after phone request was made.

Joseph D

6/9/2009 6:12 PM

5 Stars

Everything is working fine at least for me (my theory is if it works don't fix it)

Mindy C

6/9/2009 3:57 PM

5 Stars

The team member that we worked with was great. We would strongly recommend him to family and friends.

Phillip C

5/15/2009 1:20 PM

5 Stars

Vincent was very helpful and explained the option of Direct Auto loan. When we decided that we would likely go with SCCU and he was out on leave, Lorraine picked up the ball and ran with it seamlessly. The experience to sign for and pick up the loan paperwork was much faster and easier than expected.

Jeannie B

5/15/2009 12:39 AM

5 Stars

Great service and quick processing.

Chirs C

5/15/2009 12:31 AM

5 Stars

The personnel at the SCCU Titusville branch were extreamly helpful. It took no more than 15-20 minutes to complete the transaction. Made it clearer that I would have to go to the SCCU branch to close the loan & pick up the draft. I waited at the car dealer for 2 hrs (lunch time) before the loan officer clarified that I needed to go to the branch. It would be nice if there was some way to avoid 2 trips to the dealership (one trip to close the deal on the car & one trip to bring them the draft after I signed the loan papers at SCCU).

Samuel S

5/15/2009 12:02 AM

5 Stars

I called the Rockledge Office on Orange Ave received the information that I could redo the loan and lower my rate. Gave me rates, approximate payment and the number to call

william f

5/14/2009 4:40 PM

5 Stars

Everyone that delt with or came into contact with was professional, courtesy, and was pleastent to deal with.

Joan D

5/14/2009 3:31 PM

5 Stars

Everything was done long distance utilizing the internet, phone and FAX. Thanks!

Kelly B

5/14/2009 12:18 AM

3 Stars

They are not professional. Made sure that my address was changed as requested and ask for auto insurance documentation prior. The cards I was asked to bring in did not help the situation. I was mailed several letters to the wrong address stating I needed proof of insurance, when I provided proof at closing. Not to mention I changed my address on the phone when I did the loan, when I came in person to close the loan only to find out that my address was never changed until I opened my checking account over a month later. So, how many SCCU Rep's do you have to go through in order to update your address?

Chris G

5/13/2009 11:29 PM

5 Stars

Better explaination of the extended warranty policy

Rebekka M

5/13/2009 9:40 PM

5 Stars

The girl at the PSJ branch who handled our closing was very nice and seemed genuinely excited for us and our new truck, but the employee who took our application misled us into believing we could only recieve our rebate points if we applied at the credit union and not at the dealership. This caused us to have to wait till Monday to purchase our vehicle instead of taking it home on Saturday. The dealer informed us he could have gotten us our points when we signed the papers. Also We told the SCCU employee who took our application 2 times we did not want/ need gap insurance (we put about 40% down) but it was there when we went to closing and we had to wait for the paperwork to be redone. While the delays did not cause us to miss out on buying our chosen vehicles they were disappointing because of having to wait out the weekend to bring it home.

Dolores R

5/13/2009 8:35 PM

5 Stars

I would highly recommend to my fellow workers and new people arriving to the area to check out your rates and services before deciding on a bank. I sell real estate and sometimes newcomers ask for advice on where to go for services.

Nicholas R

5/13/2009 7:19 PM

5 Stars

I have never had any bad experiences with SCCU. No matter what time of the day I call, the A+ service is always the same.

Bruce S

5/13/2009 6:06 PM

5 Stars

My loan was a little unique as I am stationed at the American Consulate in Vladivostok Russia. Getting the loan was easy and your staff did a great job helping with the documents to get my vehicle shipped to me in Russia. I have never had a problem with a SCCU vehicle loan.

Neil J

5/13/2009 1:47 PM

5 Stars

Janey & Rudy both, were very helpful & knowledgeable in helping us finalize the purchase of an used vehicle from a private owner in another state. We also wanted the vehicle registered in the other state with our sons name on the title along with ours. All was accomplished in less than a weeks time.

Bill B

4/24/2009 9:21 AM

5 Stars

staff very helpful and nice

earl m

4/24/2009 2:46 AM

5 Stars

members should take advantage of their membership in SCCU

Joe B

4/24/2009 12:45 AM

5 Stars

Rates offered were extremely competitive with those I had access to at other institutions. Loan application over the phone was extremely convenient because we were out of town, nowhere near a branch. Approval process was timely.

Karen T

4/24/2009 12:06 AM

5 Stars

This experience was so seamless that we wrote an actual letter to SCCU customer service commending the branch.

Jasveidy M

4/23/2009 9:26 PM

5 Stars

I think you make everything very simple for the costumer Thank you!!!!!

Angelica Z

4/23/2009 8:20 PM

5 Stars

The process was completely seamless.

Chase E

4/23/2009 7:08 PM

5 Stars

I have done previous auto loans and personal loans with SCCU before and my wife and i always go through Jason in the loan department. He is always friendly, extremely knowledgeable, and always looking out for my best interest. He is always able and willing to give me a hand with any of my financing questions and you just don't expect service like that anymore. I look forward to working with Jason and SCCU for many more years.

Robert M

4/23/2009 3:34 PM

5 Stars

Nothing. The slowness of the closing was the sellers fault.

Paul D

4/23/2009 1:55 PM

4 Stars

Kept the interest rate the same as qouted on the phone!

John W

4/23/2009 1:30 PM

5 Stars

The loan rep was very helpful and knowledgable and the experience was great

James B

3/23/2009 10:31 PM

5 Stars

Painless, easy, over the phone

Joanne P

3/21/2009 1:19 PM

5 Stars

Nothing- SCCU made the application process as any I remember.

Name Withheld P

3/21/2009 3:28 AM

5 Stars

very courteous and professional

Richard N

3/20/2009 7:12 PM

5 Stars

The car loan went smoothly, I highly recommend SCCU for your banking needs.

Ray G

3/20/2009 6:09 PM

4 Stars

Everyone was very knowledgeable, courteous, and professional.

Ralph A

3/1/2009 1:18 PM

5 Stars

Evaluate my past loan payment performance and use it when determining/calculating percentage rates.

Audrey S

2/27/2009 1:34 AM

5 Stars

The process was easy and SCCU saved me a lot of money compaired to what the dealershp wanted to do. Kelly in the pre-approved department was great!

Deborah P

2/26/2009 7:00 PM

5 Stars

the gentleman who took care of me was wonderful

Daniel R

2/26/2009 6:32 PM

5 Stars

Thanks! We use SCCU for all our banking needs. I don't know why some of our friends still insist on using traditional banks.

Richard R

2/26/2009 4:41 PM

4 Stars

I am extremely pleased with how easy and pleasant this auto loan came through for me. The online access and communication with Vincent took the headache out of the process. The convenience of going to my nearby branch was a joy. And when I found the car I wanted, Rudy made sure everything was in order so I could just "sign and drive". As a long time member, I cannot say enough great things about this experience, and I tell everyone how easy the process was for me.

Maria S

1/29/2009 1:15 AM

5 Stars

loan approval took longer than expected

jineen w

1/28/2009 11:49 PM

5 Stars

THe SCCU employees were very helpful and knowledgeable.

Connie S

1/28/2009 9:19 PM

4 Stars

The process was quick and efficient.

Tracey H

1/28/2009 1:59 PM

5 Stars

The empolyee processing the loan was very pleasant.

Lettisha N

1/28/2009 11:48 AM

5 Stars

My overall experience as a first time auto buyer was excellent. Services were very professional. I would highly recommend Space Coast to anyone hoping to finance a vehicle.

Todd B

1/28/2009 4:20 AM

5 Stars

When I had multiple questions and a need for speed, the SCCU Auto Loan Department people really came through!! It was nice and convenient to pick up the draft at the WalMart branch after business hours, too

Jay M

1/28/2009 3:32 AM

5 Stars

iT WAS GOOD, i HAD NO REAL PROBLEMS

Samuel A

1/28/2009 2:14 AM

2 Stars

Met all my expectations with a great rate

Gary w

1/28/2009 12:39 AM

5 Stars

To change the loan took over a week and 4 phone calls and the terms were not what I asked but after the 2nd or 3rd wrong numbers I gave up.

Charles H

12/18/2008 2:25 AM

5 Stars

Provide a more competitive rate on used cars that is lower than 8%.

Bob H

12/18/2008 12:45 AM

3 Stars

Got a rate quote on-line and it was way high. A rep called me to tell me it was wrong and gave me the right rate.

Dan M

12/17/2008 10:52 PM

5 Stars

The automated loan process left me confused and a bit irritated to the point of considering other sources for financing. However, once I began dealing with a real person, SCCU employee, everything went very well. I was satisifed with the terms along with the flexibility in closing the loan.

Gabriel O

12/17/2008 9:12 PM

5 Stars

New car rates should be lower, my credit is excellent.

Dan W

12/17/2008 8:22 PM

5 Stars

I have been using SCCU for auto ,boat and motorcycle loans for over 7 years and have they have always met my expectations as far as service and rates!

Hedy C

12/17/2008 7:58 PM

5 Stars

this is the easyest part of getting a car

Polly C

11/25/2008 12:14 AM

5 Stars

Overall no place better. A little better explanation at the signing of documents would have helped our understanding

Juan M

11/21/2008 1:05 AM

5 Stars

I was pre aproved up to a certain amount (the amount was set by me) That gave me peace of mind to concentrate in looking for the right vehicle for my needs.

Warren V

11/20/2008 9:59 PM

4 Stars

Your staff was extremely knowledgeable, helpful, and we received the best interest rate with SCCU. I have always financed my cars with you, and will continue to do so.

James S

11/20/2008 1:12 PM

5 Stars

Despite the fact that I have had 6 prior auto loans with SCCU I was given only an average interest rate, and I had to argue to get that. The customer rep originally quoted me one rate then raised the rate as I was ready to finalize the paperwork. I almost canceled my application before they finally lowered back to the original quote.

Robert H

11/19/2008 10:32 PM

5 Stars

the process was easy and done quickly it was the best auto loan process I have yet to go through and Ive been through quite a few

JERRY P

11/19/2008 10:07 PM

5 Stars

eVERYTHING WENT VERY SMOOTH

Praveen P

11/19/2008 9:47 PM

5 Stars

The only thing was the car dealer offering 0% interest for 72 months but I understand SCCU can not do that. It is worth the % you charge to have the payments automatically made.

Bill E

11/19/2008 9:010 PM

5 Stars

Ron was very professional and efficient. The loan went through the same day. Thanks for a job well done.

Michael H

10/20/2008 4:39 PM

5 Stars

my interest rate could have definitely been lower since i had a solid co-signer but you did accept my application where my other bank, suntrust, did not.

Joseph D

10/20/2008 12:04 AM

3 Stars

This loan took 3 months to finalize! Comedy of errors and misinformation. I was unable to drive my new car for the last month because temporary tags had run out. Check to pay for tags and title made out to tag office, was too much money, and the tag office didn't give refunds. I'm pretty unhappy right now.

Gayle B

10/13/2008 11:57 PM

5 Stars

I can't remember their names but the loan staff were helpful in every way!

Christine M

10/10/2008 9:11 PM

5 Stars

I received 5.74 % rate, sign at SCCU palm bay west says used cars at 5.24% age not specified.

richard h

10/10/2008 6:12 PM

5 Stars

I have been a member of SCCU for many years and have always found your employees to be courteous and helpful. You are competitive with your interest rates and your services are exceptional.

Sheila B

10/10/2008 4:02 PM

5 Stars

We love space coast you all are always there to help us! We only wish we could get our out of state mortage through you!

Carla G

10/10/2008 2:41 PM

5 Stars

I was happily surprised that I had a loan at a higher interest rate and without asking for refinancing it was suggested to me by a SCCU employee that they could lower the rate. It was great!

Nancy P

10/10/2008 1:41 PM

5 Stars

I have been a customer of SCCU for many years and I would not go anywhere else!

Kim M

9/25/2008 12:46 AM

5 Stars

Great job!

Marcelo B

9/24/2008 12:39 AM

5 Stars

SCCU has always been helpful and knowledgable in all my dealings with them.

Jerry B

9/24/2008 12:30 AM

5 Stars

This was an easy, fast, wonderful process to deal with the SCCU associate (his name was Chris, I think) and the loan processor who assisted. The rate I received was 4.74% and was far better than the Bank of America rate of 6.99% or the CarMax rate of 6.95 %. This was an easy cost-saving experience. I am so glad to be an SCCU member for more than 25 years!

James C

9/23/2008 11:38 PM

5 Stars

I was approved on the phone and signed the paperwork the same day. Total time about 10 min. Wish the car dealer was as fast at delivering the car.

Gary S

9/23/2008 11:17 PM

4 Stars

Not enough people to cover the business area of the branch, wait to long to see a customer rep.

Kimberly S

9/23/2008 7:15 PM

5 Stars

The SCCU auto loan procedure is very easy and the staff was very helpful. This was my first auto loan and I wasn't really sure what I was doing, but the SCCU staff made it easy.

Greg C

9/23/2008 4:18 PM

5 Stars

From the initial phone call to the final signing of the loan papers, everything was quick, easy and provided with excellent and professional customer service.

Kimberly G

8/25/2008 2:32 PM

5 Stars

I have always received great service from SCCU. Their application for loans, and other services are so easy; and their staff is very helpful.

Teresa M

8/24/2008 5:06 PM

5 Stars

great service and help also very fast

howard a

8/22/2008 11:51 PM

5 Stars

I find the loan rates very competitive after shopping around, and the service was efficient. My first loan with SCCU, but probably not my last.

Bob B

8/22/2008 5:20 PM

5 Stars

Everything was great including my call backs for information to Michele Hires, Palm Bay

Lynette B

8/22/2008 2:34 PM

5 Stars

Handled most of the process over the phone, so when I went into the branch, it was about a half hour to complete the loan. Very friendly and helpful staff and the terms were the best I found compared to several sources.

Brett P

7/14/2008 11:52 PM

5 Stars

We love SpaceCoast, and reccomend SpaceCoast to all our family and friends. Thank you!

Shawna G

7/12/2008 3:29 PM

5 Stars

Everything worked very well! Thanks!

Marsha O

7/11/2008 2:59 AM

5 Stars

Every single person involved with both of our auto loans made us feel welcome and never ever made us feel like a number. Above and beyond the most professional, courtious, and friendly business we have ever had dealings with.

James B

7/10/2008 9:55 PM

3 Stars

The SCCU staff was very helpful but it was frustrating to be doing this mostly over the phone and long distance. It dragged out the entire process a lot longer than if it had all been done local to SCCU.

John A

7/10/2008 7:30 PM

5 Stars

The Treasure Coast plaza staff, processed the paper work promptly and of coarse with a great attitude.

John K

7/10/2008 1:40 PM

5 Stars

The closing clerk was inexperienced so it took a little longer than I expected to sign the paperwork.

Dennis D

7/10/2008 1:35 PM

5 Stars

Great experience!! Very helpful!

John A

6/18/2008 2:11 PM

5 Stars

I could not be at the bank during normal business hours and your Port Orange branch made themself available after hours. That made things much eaiser for us.

Elaine H

6/16/2008 11:00 AM

4 Stars

return calls sooner

Lucita E

6/15/2008 1:38 AM

5 Stars

The auto loan refinance process went very smoothly . I was very pleased with the whole process. The employes that took care of me over the phone and in the bank were very personable and a pleasure to deal with. Thank you

Marian F

6/14/2008 12:42 AM

5 Stars

I have re-applied for better interest rates twice now and each time Space Coast made it easy and very convenient to do this. It is a great service and provided for free.

NANCY W

6/14/2008 10:17 AM

5 Stars

Jason was great

Laurie F

6/13/2008 4:25 PM

5 Stars

I cannot recall a bad experience with SCCU.

Tammy C

6/13/2008 3:05 PM

5 Stars

Just coming in and asking for a lower rate that may be available on my existing loan [started 6 mo. ago], and then being given a 1% reduction in my interest rate with no questions, no hesitations, no hassels and no "hidden charges or fees", was not only refreshing, but also amazing! Gina explained I could do the whole deal with one phone call, and then come in and sign the papers. It was the easiest bank or credit transaction I think I have ever experienced. Gina, and the person on the phone [sorry I don't have the name] were great!

Terry M

6/13/2008 3:03 PM

5 Stars

If they had asked how the auto title was registered prior to me bringing it to the loan closing it would have saved time,travel and gas.

Margaret H

6/13/2008 2:22 PM

5 Stars

The associate who processed the loan was patient, helpful and knew exactly what and how to answer my questions.

Jacqueline R

6/13/2008 2:14 PM

5 Stars

I enjoy the services provided at SCCU & the employees are always helpful, albeit not always as knowledgeable as they should be. Also, I have asked repeatedly why I do not get notices of maturity for my CD's. The only answer I get is that they have my address correct. There is a breakdown somewhere in the communication throughout your organization.

Marilyn D

6/13/2008 1:36 PM

5 Stars

Personel were great & paperwork was simple & short.

Lois M

6/13/2008 12:51 AM

5 Stars

The employee at the Walmart SCCU was so very kind.

Denise Z

5/13/2008 7:45 PM

5 Stars

i wish after i was approved for the lone,the branch would have been faxed all information so we wouldn't have had to be on the phone so much

Frank M

5/10/2008 10:16 PM

5 Stars

Excellent. Quick, easy, friendly, professional and great rates.

Amy A

5/10/2008 2:57 AM

5 Stars

you are the best//

albert k

5/8/2008 10:21 PM

5 Stars

I believe that your loan people go out of their way to be as helpful and polite. Very nice to do business with them.

Johnie R

5/8/2008 9:55 PM

5 Stars

Excellent customer service

Lynn H

5/8/2008 12:57 AM

5 Stars

It was an awesome experience. It was the best auto loan i have ever done to get my car financed. Your rates were awesome. It went so smoothly. I wouldnt think of going anywhere else. Thank you so much.

Colleen H

5/3/2008 11:55 AM

5 Stars

very quick, allowed less time at dealer, better interest rate

Keith B

5/3/2008 2:12 AM

5 Stars

My overall refinance experience was quick and painless. I liked the fact that I didn't have to wait for answers. Also except for the signing all of it took place over the phone.

Sean M

5/2/2008 12:51 AM

5 Stars

Having a warranty available, especially for refinanced loans is a great option. Our payment didn't go down much but we will save a few dollars each month and have a warranty on our car.

Jennifer S

4/28/2008 3:03 PM

5 Stars

We found the car we wanted and called the auto loan department in Melbourne,right away. The loan officer advised us that we were pre-approved for the loan amount we needed. As soon as the dealership faxed the paperwork to SCCU, our loan officer took care of everything. All we had to do was sign the paperwork at the SCCU of our choice. The whole process was hassel free. Jayne H.

Jayne H

4/21/2008 9:19 PM

5 Stars

I just went in to get some information, but they were able to complete it for me so fast, I was amazed!

Michelle A

4/21/2008 7:55 PM

5 Stars

Nothing - Perfect!

Linda F

4/20/2008 9:26 PM

5 Stars

I applied via telephoneand I was approved within 10 minutes at a very competite rate. I was able to complete the documentation at an office convenient to me the very next day. thank you.

Robert R

4/19/2008 2:02 PM

5 Stars

everything was perfect and fast

Danielle S

4/18/2008 3:010 PM

5 Stars

the auto loan services are top notch. The representative who helped me was very courteous and kind.

Michelle P

4/16/2008 1:41 PM

5 Stars

I was amazed how easy the process was from beginning to end. Ron was completely wonderful. Knowledgeable about your product and the cars that I kept emailing him. Ron was very easy to communicate with by phone or email. Wonderful way to do business. Thank you so much

Peggy H

4/15/2008 10:42 AM

5 Stars

The process was extremely simply. Keep up the good work. The only thing I would recommend is to acknowledge the people coming into the customer service area to sign loan papers so they know the correct person will be with them shortly.I had to wait 10 minutes before the person at the desk who was talking to a customer about their children acknowledged me standing and said I would have to get in line that she was not from that department and could not help me. That was the only frustrating part. All in all everything else was great.

Gina W

4/15/2008 2:11 AM

5 Stars

The loan process was definitely the easiest, quickest loan that I have ever applied for. Thank you for being so efficient and professional! Much appreciated. Cheryl H

Cheryl O

4/15/2008 12:39 AM

5 Stars

One Phone Call and one Visit to sign papers. Great Bank.

Elmer L

4/14/2008 11:32 PM

5 Stars

both my wife and i are very pleased with the kindness of your employees at deltona blvd.

GREGG L

4/14/2008 11:22 PM

5 Stars

The lady that processed my loan was very tolerant of my emotional state and I feel tried to find me the est solution for my particular prolem.

Cheryl V

4/14/2008 10:59 PM

5 Stars

over all very happy with everything!

Amy D

4/14/2008 9:52 PM

5 Stars

I and the seller was outraged to find out that he had to allow me to register the vehicle in my name before receiving a check from the bank. In fact, the registration office clerk said that was illegal. I should not be able to register a vehicle and take title for a vehicle I did not pay for. You should talk to Americu Bank in NEW YORK... they got a VERY SATISFIED rating for the same type of service and I purchased the vehicle from Florida too.

bob k

4/14/2008 8:11 PM

5 Stars

the term was originally wrong on the contract, but it was corrected in minutes.

william b

4/14/2008 5:18 PM

5 Stars

Excellent assistance from Branch Manager Connie Chiles

G. S

4/14/2008 11:48 AM

5 Stars

The overall experience was quite simple and organized. I am very happy I went through SCCU for my auto loan

Dana W

4/6/2008 11:54 AM

5 Stars

My overall experience was very satisfactory. I'm glad that I got my approval ahead of time. The dealers who I talked to though very highly of Space Coast.

Pearl D

4/6/2008 2:30 AM

5 Stars

sccu is awesome!all of the people who work there is nice and it reached our expectations with their service!

athena m

3/25/2008 1:28 PM

5 Stars

Services were great and simple !

David S

3/20/2008 1:59 PM

5 Stars

inform me i was approved. i had to call to check

william b

3/19/2008 8:03 PM

3 Stars

The phone process was fast and efficient however the branch location was horrendous and I hope that I never need to go into that branch again. All of my transactions will be done on-line or by phone.

Tracy R

3/19/2008 5:25 PM

5 Stars

The loan officer I dealt with at the Port Orange branch was fantastic to deal with. She was friendly and knowledgeable. Definately a pleasure to work with!

Kathy L

3/19/2008 3:19 PM

5 Stars

as usual it was quick & easy

valerie a

3/19/2008 1:58 AM

3 Stars

Given me the rate I was quoted.

Patricia E

3/18/2008 3:05 AM

5 Stars

Going into a branch and being told to go a booth and talk on the phone to a remote employee is NOT good service. This is not the way to build a good relationship with your clients.

Kip K

3/17/2008 10:23 PM

5 Stars

I was impressed with the quick pre-approval quote I received, along with the excellent availability for the price I wanted to pay monthly.

Shawna D

3/17/2008 9:35 PM

4 Stars

Been a member of SCCU for 20 years, I've never had any problems and things always seem to go smoothly.

Michael L

3/17/2008 8:31 PM

4 Stars

Nothing really. It was fast and easy.

Brittany W

3/17/2008 8:14 PM

5 Stars

Thumbs up!! Easy, friendly, fast, accommodating, and rewarding.

Marilyn B

3/17/2008 8:14 PM

5 Stars

See above

Lynn W

3/17/2008 7:46 PM

5 Stars

I purchased my car at the annual members only auto sale with enterprise. The financing process took less time than the test drive. In fact, the paperwork for the financing was available before Enterprise finished their paperwork. Completely painless operation. I have already recommended to my son and he will be refinancing his car on the much lower rate than he is getting now.

Dennis G

3/17/2008 7:42 PM

5 Stars

paperwork was not done at branch as promissed, had to make another trip or wait 30 minutes.

Kelly D

3/17/2008 4:010 PM

5 Stars

It was very easy to apply and get a loan.

Edwin K

3/17/2008 1:19 PM

5 Stars

I used my reward dollars towards my down payment. Kelley Ford's finance department did not understand how the program worked and had to make several calls to Space Coast Credit Union before they would close on my loan. Maybe SCCU could provide information to dealerships on rewards programs to help streamline the loan process?

Bruce S

3/17/2008 1:17 PM

5 Stars

Loved having my auto loan at SCCU and it being automatically taken out every month so I did not have to remember to mail!

Michael S

3/12/2008 7:12 AM

5 Stars

I went to the small Port Orange branch to close my loan. A teller put her duties aside to help me. I was very impressed with her service and very appreciative.

Michael C

3/3/2008 8:41 PM

4 Stars

The paperwork was not ready when we arrived. The VIN# was incorrect and had to be corrected. I was told the entire process would only take about 10 minutes, but it actually took almost 45 minutes. My husband was late for work because we did not anticipate any problems.

Chris D

2/20/2008 2:26 AM

5 Stars

I thought the overall application process was good and all the members whom I spoke with all helped me to the best of their abilities and did a good job at making it less of a hassle then it could have easily been.

Michele T

2/19/2008 9:38 PM

4 Stars

The paperwork was not ready and we had to wait 20 minutes for them to prepare it. We had a time for closing and I thought everything should have been ready to go

Lavada J

2/18/2008 1:33 AM

5 Stars

Thomas is so personable and friendly, he is such a joy to work with. He has helped is ways that we would have never asked help with.

GREG V

2/11/2008 4:26 PM

4 Stars

IT WAS VERY HELPFUL TO HAVE YOUR STAFF AVAILABLE ON A SATURDAY WHEN I MADE MY PURCHASE. THANK YOU AGAIN

Brenda M

2/11/2008 1:48 AM

5 Stars

great job! very fast and easy.

Angela M

2/9/2008 7:09 PM

5 Stars

everyone was great

William R

2/9/2008 11:45 AM

5 Stars

SCCU Professional loan officers reduced the money pain of buying a new car by 99%. The car salesman pain was still there.

Kenneth M

2/9/2008 12:31 AM

5 Stars

Service was excellent and very timely and all accomplished with a phone call. It certainly helps with negotiations when you have a pre-approved loan from SCCU in your hands.

Terry D

2/8/2008 10:05 PM

5 Stars

Applying for and closing on an SCCU auto loan is simple, efficient, and smooth. We have financed our last six vehicles with SCCU and it has always been a great experience!

Lois M

2/8/2008 7:43 PM

5 Stars

People who helped me were very pleasant & knew what they were doing.

Marilyn B

2/8/2008 7:40 PM

5 Stars

Thumbs up!! Fast, efficient, easy, friendly, and successful transaction. Great rates. Thanks very much.

Jesus g

2/3/2008 10:35 AM

5 Stars

The time to respond back to me was a little longer than I had hoped for. Overall great experience though.

Michael M

1/31/2008 4:43 PM

5 Stars

The experiance was great. SCCU staff are extremely helpful,

G D

1/17/2008 4:00 PM

5 Stars

The loan process was very easy and the loan reps were very knowledgeable and helpful. I was able to purchase my car without the horrid interest rates the dealers require and was treated very professionally. A second loan rep did not "pass the buck" and was able to pick up where the first loan rep left off. That impressed both myself and my husband. It's rare to see people picking up the ball these days.

James H

1/5/2008 1:010 PM

2 Stars

The office I used in Sabastian is new and personnel are learning, the on-line application worked well but could be taken a step further by having the check waiting at the bank for pickup. I think past "track records" on previous loans should give lower interest rates.

James H

1/2/2008 8:010 PM

5 Stars

Everyone I have dealt with have been wonderful and very helpful, especially, from the start, when I contacted members services, and spoke to Tommy Zappata - he was very professional,helpful,and courteous, definitely an asset to your company!

Eric F

12/29/2007 3:55 PM

5 Stars

great customer service

Philip K

12/25/2007 8:46 PM

5 Stars

The intire process was simple,easy and professial

Peter L

12/24/2007 5:00 PM

4 Stars

All the employees at Malabar Branch are outstanding.

Peter L

12/20/2007 7:59 PM

5 Stars

Some confusion re what special offers applied

Edmund J

12/18/2007 6:01 AM

5 Stars

Nothing everything was just fine

Christine D

12/17/2007 5:32 PM

5 Stars

My very first contact on the phone was with Tommy - he was very helpful, informative, and friendly, it was a pleasure to do business with him - it is nice to know we still have people who genuinely care about the customer! Space Coast is fortunate to have him as an employee!

Jerry D

12/14/2007 1:45 AM

4 Stars

I was not given a complete print out of the transaction costs.ie-title cost. The person seemed disinterested in what was happening.

Phyllis D

12/13/2007 11:04 PM

5 Stars

The service from your employees with the auto loan over the phone has alway been the greatest. it's the only way to go. Saves you time, driving to the bank and waiting to be waited on.

andrea M

12/13/2007 8:55 PM

5 Stars

I did not like the after hours service . They did not seem to know the offers and rates that were offered online. You should educate them more.

Stephanie w

12/13/2007 6:31 PM

5 Stars

Just wanted to make sure that Michelle Rizzuto gets recognition. We've worked with her on a few things with our account and we LOVE her! Please let her know how much she is appreciated.

Nancy S

12/13/2007 6:05 PM

5 Stars

We closed our loan on Saturday! I thought it was exceptional that we were able to complete the sale of our new vehicle on a Saturday when the lobby wasn't even open to the public. Thank you again SCCU!

Ricky A

12/13/2007 4:57 PM

5 Stars

This was a pleasure!

Vicki J

12/13/2007 12:53 AM

5 Stars

The rate was the lowest I found.

Jose M

12/13/2007 12:52 AM

5 Stars

I'm retired from the USCG and currently reside in central Florida. Loan application, approval, and processing was done at the speed of light, over the phone. To my greatest surprise, the interest rate was suppose to be 6.24% and you were able to lowered to 4.99%. The best rate for a used car loan!!!!

Colleen M

12/13/2007 12:12 AM

5 Stars

I have always had good service from personnell at NE Palm Bay Branch. The express line has been very helpful in resolving questions with out making trip to branch.

Craton H

12/13/2007 11:01 AM

5 Stars

All the staff were helpful, professional and knowledgeable

Lloyd L

12/13/2007 5:07 AM

5 Stars

I was pleased that the personnel at the Port Orange branch were knowledgable about the whole process and assisted us promptly and capably.

Billie D

12/13/2007 3:47 AM

5 Stars

Remove the phone system inside the branch. Most people like to work directly with a loan consultant in person, not over the phone.

judy S

12/12/2007 4:38 AM

5 Stars

SCCU is the only credit union that ive ever joined- altho, ive had several opportunities to become a member with the other local CU in my immediate area- i still prefer to maintain a strong relationship w/SCCU- it has met all of my financial needs and any questions or concerns that ive ever had, have been dealt w/in a professional, friendly and timely mannor- i dont feel any need to change to a closer CREDIT UNION, as i continue to be a satisfied customer, even at a geographical distance away- thanks!

Dave c

12/12/2007 2:21 AM

5 Stars

I greatly appreciate the professional manner in which I have been greeted and treated over my many years with SCCU.

DON K

12/11/2007 3:17 PM

5 Stars

I THINK THAT TOMMY DID A GREAT JOB HANDLING MY LOAN, HE KEPT IN TOUCH WOTH ME VIA E-MAILS AND PHONE CALLS, HE WAS ALWAYS THE TO RESPOND TO MY QUESTIONS, THIS GUY DID A FANTASTIC JOB, I EVEN E-MAILED HIM PICTURES OF MY CAR. THANKYOU

Martha R

12/11/2007 12:49 AM

5 Stars

I cannot think of anything that could of made my experience better.

Alberto A

12/11/2007 6:43 AM

5 Stars

SCCU’s auto rates were not the main reason why I use SCCU as my lender…It was the personnel at the branch on Barns Boulevard. They took the extra step to ensure I understood ever aspect of my loan process; I explained to the teller the type of car I needed for my wife and she ask the manager to personally take care of me. After all my concerns where addressed she put me on the phone and the young man on the other end took care of the rest. Thank you

Felicia M

12/11/2007 4:18 AM

5 Stars

nothing, everything went very smooth & without any problems or delays

Katherine P

12/10/2007 11:00 PM

5 Stars

Jennifer (Customer Rep at the Ormond Beach Branch) process my application and I has out in less then 15 minutes. I also found out during thia application that my credit rating was 828.

noah M

12/10/2007 10:07 PM

5 Stars

customer service was excellent with both the loan agent i talked to on the phone and the girl that helped me at the bank location for the loan closing. the loan agent was very friendly and helpful, returned calls quickly, and made me feel like i was his top priority.

Randy s

12/7/2007 9:18 PM

5 Stars

Getting the loan was very quick. I did not expect it to be so quick.

ricci L

12/7/2007 4:02 PM

5 Stars

your loan department rocks!!!!!!!!!!! nichole and chris were great !!!! from beginning to end they made our loan with a difficult out of town auto dealer happen and easy , thanks !!!!

kevin s

12/6/2007 3:41 AM

5 Stars

You offered me a better rate on my loan while helping me with another unrelated question. Thank you for helping me to get the most for my money.

Allen f

12/6/2007 12:13 AM

5 Stars

When my dealer called me and informed me of the trade in he had just recieved with the exact equiptment that as a disabled person like myself needed. I had been waiting a very long time for a mini-van equipted as this one was. I called SCCU and applied for the loan fearing that I would lose this van to a ready buyer. SCCU responded quickly, spoke to my dealer and I drove my new/used mini-van, in less than 3 days. I want to thank everyone involved in this transaction. Allen Leroux

Christopher L

12/5/2007 11:11 PM

5 Stars

I thought it was a great experience because it was easy and executed on time.

Jeffery R

12/5/2007 1:48 PM

5 Stars

You guys are great. I financed my first auto loan with you back in May. It was such a great experience that I financed my second auto loan with you a few months later. I even told my parents how great you guys are and they also financed there auto loan with you to. Thanks again. Keep up the great work.

Apply for an Auto/Vehicle Loan

There are three easy ways to apply the next time you buy!

1. By Phone Anytime

   Contact an Express Services Associate to complete an application over the phone – it only takes 10 minutes! Auto/vehicle loan services are available 24-hours a day, 7 days a week.

   Brevard: 321-752-2222, option 3
   Toll Free: 800-447-7228, option 3

2. Online

   Complete the online application and an Associate will contact you to complete the process.

3. At Any Branch

   Visit any of SCCU's 32 convenient branch locations. You'll speak to an Express Services Associate using the in-branch phone located in a private Express Booth, and can complete all of the paperwork with your Branch Member Service Specialist immediately after your call.