Space Coast Credit Union

Your SCCU Platinum Card offers true ongoing value with rewards you can really use, rates that don’t go sky–high after an introductory period, and NO tricks like double-cycle billing or short grace periods on purchases.

• Low Credit Union Rates
• Special 5.99% APR Introductory Rate^* for new accounts
• ScoreCard Rewards: earn 1 point for every eligible $1 spent to earn merchandise, travel, or loan balance rebates
• No Sneaky Rate Hikes
• Automatic Rate Reductions as you earn them^*
• Same Low Rate for Cash Advances
• Overdraft Protection Source
• Online Account Access
• Verified by Visa
• Falcon Fraud Security Protection
• Zero Liability for Fraudulent Transactions
• Identity Theft Assistance
• Continuous Monitoring
• National Discount Program

Who knows the most about SCCU's products? Our members, of course! Read our members’ most recent comments about their Platinum Credit Card. Only member who have the card are able to provide a review.

Recommendation Rating

Linda L

5/17/2009 8:36:17 PM

5 Stars

Julie at DeLand North Branch was extremely pleasant and helpful. Great person

Brennan M

5/15/2009 11:44:57 AM

5 Stars

Pay more attention to the choices I made on the card selection. You sent me the wrong card. You gave me the option to choose from the various backrounds and then you sent me the regular card. Very dissapointed.

Penny B

5/15/2009 12:12:16 AM

5 Stars

Overall not dissatisfied just felt as though I was ignored but understand I guess the reason. Could have responded quicker.did not hear back for weeks, was told that someone had left so I was forgotten so was now turned over to somene else.

Traci F

5/14/2009 6:11:24 PM

5 Stars

I am very pleased with your credit union.

Larrie Y

5/14/2009 9:20:01 AM

5 Stars

so far so good.

Chad L

5/13/2009 10:31:49 PM

5 Stars

I will say that Greg is very good at what he does and seems very sincere in the way he handles his communication skills. That was a seller for me as well as a woman (I can't remember her name) who I spoke to before Greg about 7 months prior inquiring a refinance and she too was very well mannered, informative, and sincere. Those are major selling points for me and it looks like you all have your priorities straight with customer service and staff... So, positive feedback, keep it up, and thank you.

Kathryn B

5/13/2009 9:28:28 PM

4 Stars

Do not see the need for a separate account. It would be nice to have savings, checking and credit card under one account

Preston E

5/13/2009 5:11:59 PM

5 Stars

I have used the card but keep it primarily as an emergency cash source. Fortunately I am able to pay any bill as soon as it arrives so I am not particularly concerned with the interest rates though I do appreciate the time allowed for making my payments without penalty.

Bob S

5/13/2009 4:43:46 PM

4 Stars

Converted from a previous SCCU credit card. Very easy, no problems.

Sherri P

4/25/2009 10:47:23 AM

5 Stars

The card design that was ordered was not the design that was received (2nd time, with 2 different accounts, this has happened). It has since been rectified, though. :-)

KATHLEEN C

4/24/2009 10:09:18 PM

5 Stars

IS A VERY GOOD BANK TO DEAL WITH,BEEN CUSTOMER SINCE 1989.

Dean W

4/24/2009 4:02:30 PM

5 Stars

Worked fine ! ! !

Mark M

4/24/2009 1:50:05 PM

5 Stars

In have been a member since the early 1990's and have always bween satisfied with SCCU.

Tom V

4/24/2009 5:24:19 AM

5 Stars

The process for obtaining my Platinum VISA was very easy, and straight forward.

Dale B

4/24/2009 1:33:16 AM

5 Stars

The SCCU Platinum VISA is one of the top values in the consumer credit market!

Doris M

4/24/2009 12:56:33 AM

5 Stars

I strongly recommend SCCU to all my friends. I've always been treated with the upmost respect, agents are always courteous and go out of their way to try and help solve any issues you may have. I love SCCU please don't change.

Dale J

4/24/2009 12:54:26 AM

4 Stars

Setting up the account was very easy and fast.

Howard L

4/23/2009 11:10:13 PM

5 Stars

I have been a member for a long time and have never had a problem.

Donald C

4/23/2009 5:42:24 PM

4 Stars

As a member of SCCU for more than 18 years, I can honestly tell you that the employees at SCCU treat customers with respect and courtesy. I have no need to ever change as I am completely satified wit hthe service provided.

Margaret

4/23/2009 4:46:39 PM

5 Stars

I love getting my statements along with my monthly statement for my checking account. Makes it easy also to pay online if I wish or even through the drive through.

gillian y

4/23/2009 2:15:01 PM

5 Stars

made the interest lower

Willis R

4/2/2009 1:01:20 PM

5 Stars

Every thing was done for me.

E K

3/26/2009 11:49:33 PM

4 Stars

I would have preferred to have stayed with my old card with the rebate $$ for purchase of vehicle, boat or rv adding up.

lance k

3/26/2009 10:59:56 PM

5 Stars

Staff was extremely polite, informative, and knowledgable.

gail f

3/26/2009 5:23:03 PM

4 Stars

i have been a member for a short time. all of my needs so far have been met in a timely manner as well as the staff being curtious and caring

Brenda H

3/25/2009 11:07:53 PM

5 Stars

I appreciate the times I have forgotten to pay the minimum due SCCU takes the money out of your account so you don't miss a payment and incur late fees and a poor payment history.

Jens H

3/25/2009 1:38:49 PM

5 Stars

SCCU Employees seem to be weel trained, courteous, and extremely helpful.

Cynthia M

3/25/2009 1:34:28 PM

4 Stars

Saturday lobby hours would be helpful

Retha B

3/25/2009 5:09:08 AM

5 Stars

I love the coustomer service I received from SCCU. I have been a member for over 20 years.

Marsha M

3/24/2009 12:34:22 PM

5 Stars

Everyone is really great

Barbara L

3/23/2009 7:24:44 PM

4 Stars

We like the idea of having our savings, checking, credit card, bill pay, etc. all with one institution that did not change its name. Our previous bank changed their name at least twice.

Michael G

3/23/2009 6:16:29 PM

4 Stars

Working with the SCCU Visa has been very easy and user friendly (online).

Jack S

3/23/2009 5:42:49 PM

5 Stars

SCCU is the beat! I am a "customer for life"!

Edna B

3/23/2009 1:32:22 PM

5 Stars

The Deltona Branch is always courteous and helpful. They are professionals. It is always a pleasure doing business with the credit union. "Bank" really is a "four-letter" word.

christopher c

3/23/2009 11:58:03 AM

5 Stars

I use SCCU and Florida Commerce Credit union. Both institutions treat their customers like they are working for them, I appreciate SCCU

Lauren M

3/23/2009 3:25:49 AM

4 Stars

I really love my platinum credit card.

christopher B

3/22/2009 10:37:22 PM

2 Stars

We had to take time off from work to go into the branch to sign the application. The cards were lost in the mail. When they arrrived, they had the wrong name.

Denise F

3/22/2009 9:57:55 PM

4 Stars

I was told that the Platinum Visa accumulates reward "dollars" faster than my previous Visa program. I would disagree - it's points based not dollar based. It takes longer to accumulate education dollars or loan dollars. I feel your CS reps were encouraged to convert members and I was tricked into doing so!

Charles M

3/22/2009 9:04:53 PM

5 Stars

Not a thing. I personally think SCCU is the best in banking,savings,credit cards and loans. They are the best in auto loans.

Amber H

3/22/2009 2:13:43 PM

5 Stars

I like the ease of transfers from credit card to checking online and no fees associated with that. It gives me more flexibility with my budget and as a current student I need it!

Alan E

3/22/2009 2:04:23 PM

4 Stars

you did not ask about the design on the card before I got it.

Debra K

3/22/2009 3:07:57 AM

2 Stars

The interest rate on the card is way too high. We plan to pay it off and not use any longer.

Carl V

3/22/2009 12:45:01 AM

3 Stars

better interest rate

Thurston V

3/22/2009 12:36:04 AM

5 Stars

You seem to have it under control. Keep up the good work.

Emile Y

3/22/2009 12:34:11 AM

5 Stars

There isn't anything at this time can we would change . Every one from the tellers to the office staff did everything required

Julie B

3/21/2009 10:33:06 PM

5 Stars

I think my card is great and it is easy to view my activity when necessary online to keep on top of what is happening with my account.

Edward W

3/21/2009 9:53:21 PM

4 Stars

Give up the reward crap and just provide a credit card with a low apr.

Jaime T

3/21/2009 8:45:09 PM

5 Stars

Improve your online banking. It's taking a while to resolve problems.

Rose B

3/21/2009 6:02:06 PM

4 Stars

get it straight the first time,had to go back 3 times to get it right,spending over an hour each time,,, yes im not a happy camper!!!!!!!

justin w

3/21/2009 11:26:12 AM

5 Stars

what an easy deal. i stopped by the branch, talked to ron and a couple of days later i had my card. very hassle free!!!!

Michael N

3/21/2009 6:51:23 AM

4 Stars

Lower rate, Beginning Card Amount

SADHANA S

3/21/2009 3:49:35 AM

5 Stars

REPRESENTATIVE WAS VERY NICE AND HELPFUL

Lisa P

3/21/2009 2:32:35 AM

5 Stars

As always, SCCU staff is always polite and helpful. Way to go!!

Mery H

3/21/2009 2:17:39 AM

5 Stars

Nothing We love this bank would not even think about dealing with another bank.

Agatha B

3/20/2009 11:47:35 PM

5 Stars

i like that I am given answers to questions and helped whenever I need help and am not made to feel like I should have known! I was treated with respect.

Nathaniel S

3/20/2009 11:18:26 PM

3 Stars

As a long time member in good standing, who's payment is never late, I feel that I should has received the best interest rate regardless of my credit score

Anthony Z

3/20/2009 11:16:41 PM

4 Stars

Since you don't send statements in the mail then at least send email notice when payment is due.

Laura C

3/20/2009 10:49:46 PM

1 Stars

My husband was asked to PROVE his employment status when he has had direct deposit thru Health First for 9 years! What a sham!! Very disrespectful over the phone in the credit dept and totally ignorant at the branch. We refused and got the card anyway. We were treated like dogs.

Chris D

3/20/2009 10:42:39 PM

2 Stars

I've called several times in the last few years to raise the limit on my SCCU Visa. I understand if you won't raise the limit, no problem. But if you tell me you'll call me back with an answer in a hour, then do it! I'm tired of having to chase someone down for the answer you told me you'd call me with.

Robert B

3/20/2009 10:41:26 PM

5 Stars

I have had checking and savings with sccu for about 5 years now. I am attempting to re-establish credit and being able to go from secured to unsecured credit card is a good first step. I have always maintained about 5000+ in my accounts and always pay my credit card monthly. I hope to be able to further my relationship with SCCU as I am a good customer. I would be interested in a small car loan to further establish credit. I had a short period of financial difficulty 7 yrs ago and have strived to maintain a good account. I hope that SCCU will work with me.

Lorenzo T.

3/20/2009 10:34:27 PM

4 Stars

Allow exisiting customer to take advantage of the lower rate when switching from a Gold credit card to a Platium card.

Nicole R

3/20/2009 10:28:04 PM

5 Stars

I am very satisfied with the experience in getting my secured card.

Charles T

3/20/2009 10:27:21 PM

5 Stars

lower intrest rate

Ronald B

3/20/2009 9:54:13 PM

4 Stars

I have had a sccu visa for years with no complaints. Service has always been excellent.

Josue O

3/20/2009 9:40:35 PM

5 Stars

Service as excellent

Gail B

3/20/2009 9:04:25 PM

5 Stars

No problems, very happy with the card.

Stan B

3/20/2009 8:51:44 PM

4 Stars

The process for applying was very simple and straight forward.

amber a

3/20/2009 8:49:02 PM

4 Stars

I dont think my interest rate should go up if I havent made any late payments or had any issues with you, just becasue my vrdit score went down a few points doesnt mean i should be penalized with my interest rate

James R

3/20/2009 8:18:17 PM

3 Stars

You have a computer program error. No late fee should have been chargwd

Gertrude S

3/20/2009 7:47:06 PM

5 Stars

I manage my accounts mostly online and that is very easy to handle for me being a business woman always running out of daytime hours

James H

3/20/2009 7:10:12 PM

5 Stars

Keep up the good work. As far as my wife and I are concerned, we are happy with you as you are.

RICHARD C

3/20/2009 6:51:17 PM

4 Stars

Would like to be notified the next time the interest is increased. It was 10.99% now its 11.99%. Do no recall being notified.

earl c

3/20/2009 6:07:57 PM

5 Stars

my family has been pleased with sccu keep doing the same things

Myrna M

3/20/2009 6:07:41 PM

5 Stars

Great product with a great service! Thank you.

Donna L

3/20/2009 6:07:34 PM

4 Stars

Service, as always, was excellent.

Sean P

3/13/2009 12:36:37 PM

4 Stars

I've been a member of SCCU since the 1970's and have always received great service and competitive rates. During these hard economic times, I haven't worried once about my accounts with the credit union.

Woodrow B

3/12/2009 5:28:28 PM

5 Stars

IN the future, Iwould like to have a photo of myself on the cards to reduce unauthorized ude of my card. I have found two Sccu credit cards near atms. one called me to say how relieved she was; no call from the other, but none expected. Unfortunately others may not be as sensitive.

Karl K

3/6/2009 10:54:01 PM

4 Stars

It took forever to get my card. Every time I called I was told to leave a message and someone would return my call to tell me why I did not get the card. No one ever called me back!

Donald T

3/6/2009 5:06:07 PM

4 Stars

Explained better that any balance carried forward from previous Gold card was a "Loan" and not just carried forward. A rude awakening when statement arrived with charges.

Theresa T

3/5/2009 1:00:22 AM

5 Stars

Working with the Sebastian branch staff was awesome!

Carol Z

3/4/2009 7:44:07 PM

5 Stars

SCCU offered me the lowest rate to refinance my mortgage. I was so impressed with all of your services and your personnel that I transferred all my banking to SCCU. I have never had an unpleasant experience or encounter in all my dealings with you. I especially like your e-mail forum. I frequently submit questions and always get a prompt reply-usually by the end of business the same day. On the phone, I am never put on hold for long, which is unusual these days. In my opinion, you have a first class business, and I recomment it to everyone I know.

Kenneth W

2/26/2009 8:50:47 PM

4 Stars

A person from sccu contacted me about the upgrade and gave me all the information I needed

cathy

2/15/2009 6:48:05 PM

5 Stars

every one I contacted was professional and very helpful

Doris M

2/26/2009 4:46:20 PM

5 Stars

I enjoying banking with Sccu. All associates are friendly, courteous, and go out of their way to help you. Can't say enough about Sccu.

Nick V

2/2/2009 1:54:58 AM

5 Stars

It was very easy, branch member called and asked if I would like to increase my limit. Member called me back a little later to say I was approved. Thats it.

Janelle W

2/26/2009 7:34:49 PM

4 Stars

Safe and courteous banking! banking

Yvette P

2/27/2009 1:19:22 AM

5 Stars

SCCU Customer service has always been very helpful with our banking questions.

Donald D.

2/26/2009 5:02:48 PM

5 Stars

sccu has taken care of all my banking needs from my first association way back when I first came to florida.

Felipe R

2/26/2009 7:27:42 PM

4 Stars

We have made SCCU our only bank because of the many options it offers and many locations.

Ronald S

2/26/2009 8:24:33 PM

3 Stars

They screwed up my automatic payments that was supposed to work the same as with my gold card they upgraded me from. Took forever and many phone calls to get straightened out. You shut down my Visa cards without giving me a warning due to my information being compromised at your clearing house. You need to start using email to notify customers of problems such as finding out that my visa card information had been compromised weeks later through snail mail and you were sending new cards.

Patricia H

2/27/2009 7:58:40 PM

5 Stars

I am very pleased with all the services I have received at SCCU.

Kathy P

2/27/2009 5:35:03 PM

5 Stars

even lower interst rates

Alene H

2/26/2009 4:33:33 PM

3 Stars

There was some charges (insurance) that automatically were applied which the person who converted my card over didn't mention. I had to get these removed later - it was an unwanted service and should have been called out, especially as this was a replacement for a card with SCCU and the representative knew the plan we already had.

Kathryn R

1/30/2009 11:57:11 PM

3 Stars

I ran into a problem with the card when using it at a hotel. When the card was swiped at the hotel for approval it was denied, the hotel kept swiping the card which then held over $2000 in pending charges. The hotel blamed SCCU and SCCU blamed it on Visa and I unfortunatley was left with no availabilty on my card, and my card had a balance that was under $50.00.

Kenneth G

1/30/2009 10:58:12 AM

5 Stars

I was not satisfied with the service from Bank of America and especially Citi Bank, an account I have had since 1977, so I inquired about the SCCU Platinum Visa. The associates at the Cocoa Beach branch were extremely friendly and helpful and this account was opened in about five minutes. Very good job. Thanks.

Julie G

1/29/2009 3:15:18 PM

5 Stars

SCCU personnel are always thoughtful, polite and considerate to work with. During a time of general insecurity with our national economy, SCCU rewarded my creditability regardless of outside influence.

Susan S

1/29/2009 1:37:55 AM

4 Stars

Be more competitive with the finance interest rate. My State Farm Visa is a lower rate than the platinum card.

Connie S.

1/28/2009 11:52:31 PM

5 Stars

Nothing! SCCU has always provided excellent service for all our needs.

Frederick M.

1/28/2009 5:59:27 PM

5 Stars

All was handled compently

Becky S

1/28/2009 4:14:59 PM

5 Stars

All is fine

Karen G

1/28/2009 2:04:32 AM

4 Stars

told me about the disability fee & the single credit life fee....so I could of declined at the time & not had to come in to the office...to fill out paper work...

Birdette

1/28/2009 1:20:53 AM

5 Stars

lower the interest rate

Sandra C

1/28/2009 1:04:36 AM

5 Stars

Cheerful employees! You can almost hear the smiles through the phone!

Bridgette A

1/27/2009 10:42:59 PM

5 Stars

It will be so much easier to have all of my banking needs met in one place.

Dennis M.

1/27/2009 9:57:38 PM

4 Stars

Great service

Mary B

1/27/2009 8:23:06 PM

4 Stars

Space Coast has always been very helpful and courteous to me. I think I've been a customer for at least 15 years now.

Ashley

12/30/2008 7:28:32 AM

5 Stars

Staff we talked to was very knowledgable and helpful

Jennifer M

12/18/2008 3:33:20 PM

5 Stars

when I was reviewing my checking/savings accounts on line, I saw the advertisement for the Visa platinum with it's low rates & benefits. I knew it was a good time to take 2 other higher interest rate cards and pay them off. It was easy to apply and I received a prompt call from a representative regarding how I could pay off the other cards. I went to my Orange City branch with my balance tranfer form and they faxed it to the main branch. Within days everything was taken care of. I always recommend Space Coast Credit Union.

Carlos D

12/18/2008 5:46:13 PM

5 Stars

I am happy with the services I received from SCCU.

scott h

12/18/2008 11:28:12 AM

5 Stars

It was a very comfortable and easy process.

kos c

12/17/2008 10:04:42 PM

5 Stars

sccu is great

Ada F

12/17/2008 9:43:04 PM

5 Stars

Times are tough and we need lower interest rates and easier credit in order to survive. Creadit unions were founded on these principals and so are unlike other banks. Making it easier to borrow and refinanace in these times is critical to America's survival. So please continue to remember we need you more now than ever.

Suzanne T

12/17/2008 8:46:24 PM

5 Stars

I just love SCCU for all my banking needs. I have been a member since the 80's and they have always been there for me and very helpful Thank you

Randolph R

11/23/2008 3:09:40 AM

3 Stars

If customers are to be called by SCCU and it is suggested to upgrade there accounts it should be a seamless and easy process for the customer and not the 3+ week ordeal I had to do.

Birdette B

11/22/2008 10:01:13 PM

5 Stars

When a member upgrade from a gold to a plantium visa, we should be allowed to take advantage of the introductory price.

Kristina P

11/21/2008 2:28:48 AM

5 Stars

The representative did everything on the phone for me so nothing

Cynthia H

11/20/2008 2:42:32 PM

4 Stars

I did not get information on the Education donation. Is this in lieu of accumulating points towards loan discounts or in addition to?

Lori-Jean F

11/20/2008 10:10:01 AM

3 Stars

told me that my minimum payment was going to jump from $59 to $161 which seemed odd to me since I had just made a $250 payment on gold card

Norman B

11/20/2008 3:33:21 AM

5 Stars

Great

Albert E

11/20/2008 3:26:25 AM

5 Stars

My credit line was lowered because of your policy not to exceed $15,000.00. Initially my credit line was $12000.00 and my wifes was $8000.00 before I switched to the platnum card accounts. Now they are both at $7500.00. I moved up the ladder in credit status and down the ladder in credit line!!

Richard P

11/20/2008 12:33:10 AM

1 Stars

You had the nerve to send me a balance transfer agreement - why should I transfer to your card with an interest rate of 11.9% when I get 9.9% from Chase and Citibank?

Paul G

11/19/2008 11:16:18 PM

5 Stars

Your employees did get my needs met and were very courteous. Thank you

Marvin W

11/19/2008 10:42:45 PM

5 Stars

when i explained what i needed, the staff member told me that i was eligible for the platium visa, i told him to sign me and that less than an hour before i was in the facility using my platium card. thanks

Margaret G

11/19/2008 9:35:37 PM

5 Stars

Every thing met my expectations!

Patricia G

11/19/2008 9:33:58 PM

5 Stars

Mail a catalog of rewards and points required. It would make shopping easier.

Dan H

11/19/2008 9:20:42 PM

5 Stars

Excellent Customer Service!

Mary L

11/19/2008 8:40:48 PM

5 Stars

went well, no problems, except when I went out to review purchases made on gold card and they were consolidated into one amount.

Woodrow B

11/3/2008 5:48:12 PM

5 Stars

good choice for us

Sandra S

10/14/2008 4:07:30 PM

3 Stars

interest rates are too high

Christine S

10/12/2008 9:56:12 PM

5 Stars

I think it is great

Debbie H

10/12/2008 8:49:49 PM

5 Stars

I have always had a most pleasent experience when dealing with SCCU. That is why I still bank there after all these years.

SHARON E

10/12/2008 7:34:50 PM

5 Stars

I HAVE BEEN VERY SATISFIED / SCCU

Kimberly B

10/11/2008 2:54:46 AM

3 Stars

when verifiying income, asking for something other than w2 forms, or pay check stubs. Because some people work as contract labor which means, that person doesn't file a w2 they file a 1099 and some smaller businesses use personal size business checks i.e. no stub. Other than this, i felt like sccu's customer service did a good job in helping me with my request.

George R

10/10/2008 6:19:28 PM

4 Stars

Card seems to be the one I'll use most.

Gerald L

10/10/2008 6:15:25 PM

5 Stars

Excellent to belong to SCCU, I recommend membership to my friends/family!!

Cecil B

10/10/2008 6:11:12 PM

5 Stars

I am extremely satisfied with SCCU .

michael s

10/10/2008 5:43:03 PM

4 Stars

when getting gas it should not stop at 75.00 or we should be abel to set the limit we want it to stop at.

Patricia T

10/10/2008 5:31:40 PM

5 Stars

I have been a member for more years than I can remember. Staff is professional, courteous, and helpful. SCCU is my first choice for banking!!!

Donna R

10/10/2008 4:55:22 PM

5 Stars

I have been a SCCU member for a very long time. I find that the products keep getter better and better. I would recommend all of SCCU products that I am familiar with to anyone and everyone.

Sharon R

10/10/2008 3:53:31 PM

5 Stars

I have been with SCCU for over 22 years

Carl A

10/10/2008 3:15:36 PM

4 Stars

The Gold card shiyld have remained in force until the platinum card was activated!!

Richard

10/10/2008 3:06:52 PM

5 Stars

I've been a very pleased member since joining SCCU in 1992. I promote you every chance I get.

Gary N

9/28/2008 7:13:04 PM

5 Stars

It seems that through careful review, you've touched on all aspects for a smooth running systamatic process.

James W

9/24/2008 7:58:31 PM

5 Stars

SCCU has always been a great place to bank.

Thomas K

9/24/2008 6:02:22 PM

5 Stars

A better interface for online banking would really make your card a competitive value. (USAA has a very easy interface with Quicken software for example.)

Mcshell A

9/24/2008 1:20:33 PM

5 Stars

I would recommend SCCU to all my family and friends. I've had nothing but excellent experiences since I started using you six years ago!!! Keep up the good work.

Judith S

9/24/2008 9:56:26 AM

5 Stars

I was a little confused when I applied for it, I asked when I applied for it if when I used it would it come out of my checking account like my debit/visa and he told me yes. I did a trial run and it didn't. I had to e-mail and get my questions answered.

Donna K

9/24/2008 2:59:52 AM

5 Stars

I appreciate the lower interest rate.

Kenneth E

9/24/2008 1:31:54 AM

5 Stars

Explanation of terms, features, rewards and advantages of the Platinum card should be included with the card.

James C

9/24/2008 12:27:13 AM

5 Stars

The loan associate who answered my call (I think his name was Chris) was very helpful and knowledgeable. Made me glad to be an SCCU member for more than 25 years!

Paul C

9/23/2008 9:27:01 PM

4 Stars

I am planning to switch my SCCU visa to a Vystar card, not because of your service. it was GREAT...But Vystar has a rate of 8.9 % Can you match there offer ? Thank You

Diane C

9/23/2008 9:03:22 PM

5 Stars

The SCCU employee who helped me was extremely nice. He suggested I switch to an interest bearing checking account, which I did. I am extremely pleased with the way I was treated and how everything was explained to me. My new card came very quickly and my old card was canceled. I am extremely pleased. Thank you.

Mr. &

9/23/2008 6:46:00 PM

5 Stars

SCCU is outstanding in our opinion. We have no complaints.

Iris G

9/23/2008 6:42:24 PM

5 Stars

SCCU is awesome. The time it took to apply and get approved for the card is faster than when I prepare dinner for may family :)

James H

9/23/2008 5:46:09 PM

5 Stars

All is good! Thanks! Jim

Patricia C

9/23/2008 5:27:15 PM

5 Stars

I am currently looking for a credit card that has a gas rebate for gas purchases.

Frank D

9/23/2008 5:24:39 PM

3 Stars

13.99 % is too high.

Carmen P

9/1/2008 3:08:56 AM

5 Stars

awesome!!

Betsy M

8/24/2008 2:36:01 PM

5 Stars

Nothing, I was satisfied

Sandra C

8/23/2008 10:35:13 PM

5 Stars

A lower interest rate was offered to me without me having to request it!

Stephen H

8/23/2008 5:50:24 AM

4 Stars

Very professional employees and very quick appli ation process.

Brett P

8/23/2008 5:30:11 AM

5 Stars

The process was very simple and quick. The card was received very quickly, and has competitive features and rates.

James N

8/23/2008 3:08:24 AM

5 Stars

We've been satisfied with SCCU since we joined when it was Patrick AFB Credit Union!

Lillian P

8/23/2008 12:40:07 AM

5 Stars

I was contacted by SCCU and told I would be getting a Platinum Visa because my credit was so good. I like the fact that SCCU contacted me instead of the other way round.

Bertram E

8/22/2008 8:07:14 PM

5 Stars

Very happy with the card.

Sandra H

8/22/2008 4:58:48 PM

5 Stars

You could have sent me a notification of the account change. I almost threw the new card away because I was not expecting it!

George K

8/22/2008 4:57:50 PM

5 Stars

Slight confusion when my first statement showed a 3% payment due on credit limit with much less owed on my Gold card. However, this policy was explained to me after I questioned it.

Vickie A

8/22/2008 3:46:41 PM

5 Stars

No one ever told me about the "Scorecard" Program. I would like to know all about it.

Agatha J

8/22/2008 2:44:57 PM

5 Stars

Since the associate who helped me was very helpful, I do not know what else couldbe done!

janet w

8/22/2008 2:25:44 PM

5 Stars

everything was easy

Frank P

8/22/2008 2:02:14 PM

5 Stars

I have only had the card a short time, less than 30 days, but so far it has exceeded expectations

Diane D

8/22/2008 1:44:40 PM

5 Stars

You are doing a great job!

JOHN

8/22/2008 1:32:38 PM

5 Stars

I feel the whole transaction was handled in a professional manner, and the customer service exceeded my expectations.

joann p

7/21/2008 5:09:16 PM

4 Stars

like the rates

Matthew H

7/17/2008 3:37:00 PM

5 Stars

Very satisfied with credit services.

John B

7/13/2008 3:09:45 PM

5 Stars

This was an extremely easy process and the SCCU employee was extremely helpful.

Joy B

7/11/2008 9:59:46 PM

5 Stars

The staff at the branch on Palm Bay/Minton have always been exceedingly helpful and gracious.

Cindy S

7/11/2008 12:50:26 PM

5 Stars

was quick an to the point I would definetly apply again if needed

Nicole H

7/11/2008 2:25:56 AM

5 Stars

Nothing, everything was done great!

Name Withheld

7/10/2008 11:42:09 PM

5 Stars

Anytime i have called for help or questions. I have always been treated with kindness and respect. Thank you for the hours your by the phones.

FRANK G

7/10/2008 6:19:25 PM

5 Stars

WHEN I FIRST WENT ON LINE TO LOOK AT MY ACCOUNT I HAD A $150.00 CHARGE ON IT. I CALLED THESCCU AND IT WAS EXPLAINED TO ME BUT THAT WAS UPSETTING BUT IT'S ALRIGHT NOW.

Mary A

7/10/2008 5:44:55 PM

5 Stars

Overall, I am very satisfied with SCCU. My husband and I do all of our banking with you: savings, checking, credit card, debit card, car loan and home equity line of credit. We wouldn't do all of our financial dealings with SCCU if we weren't pleased with the service and integrity of your credit union.

Dennis M

7/10/2008 5:42:18 PM

4 Stars

Staff was friendly and accommodating to my application. Given that I applied one day and I returned a couple days later with my wife so she could also sign, the application was ready and we were able to complete the paper work in minutes.

Robert D

7/10/2008 2:54:17 PM

5 Stars

It was incredible that you guys contacted me with the opportunity to upgrade my card to a Platinum Visa, and lower all my rates. That was just great.

Susan W

6/21/2008 11:07:27 PM

5 Stars

I was very pleased with the SCCU representative who helped me apply for the card. She also helped me transfer 2 car loans to SCCU for a lower interest rate, a shorter term, and lower minimum payment.

Blanche W

6/17/2008 4:57:33 AM

5 Stars

The manager of the branch could not have been more personally involved with the way I was treated than she was, she help me more than I would have expected very please with the personal attention she paid to me

Robin C

6/16/2008 1:49:20 PM

4 Stars

Had to call back and ask to get the introductory rate, it was not offered to me until I read the rules and regulations and realized I should have received the introductory rate

6/16/2008 12:42:00 PM

5 Stars

Very happy with C.U. and services

Caren C

6/16/2008 4:51:48 AM

5 Stars

The card is great. I just want to pay some of it back and don't know how.

Charles H

6/16/2008 1:19:51 AM

5 Stars

satisfied with SCCU

Joan B

6/16/2008 12:43:39 AM

5 Stars

The SCCU phone staff has always been helpful to me.

astrid j

6/15/2008 10:06:08 PM

3 Stars

see my history, and offered more with lower rates!

sandra s

6/15/2008 5:34:16 AM

5 Stars

I got this card when I applied for my home equity line of credit..was given to me without even asking

Brian S

6/14/2008 8:33:48 PM

5 Stars

Faster approval time

Darlene K

6/14/2008 1:20:57 PM

5 Stars

Very prompt and courteous

Charlie G

6/14/2008 11:13:10 AM

5 Stars

The process was extremely fast. I really appreciated that I could go to the branch on Saturday to sign my paperwork.

Laurie F

6/14/2008 10:13:35 AM

5 Stars

Jason was fabulous- he was very courteous and understood all my needs

Elie H

6/13/2008 4:12:39 PM

5 Stars

SCCU employees are outstanding

Justin L

6/13/2008 3:30:17 PM

4 Stars

Excellent service

Cezar G

6/13/2008 2:51:37 PM

5 Stars

Great service! Rep was knowledgeable and friendly! Thank you!!

sarah C

6/13/2008 2:42:41 PM

5 Stars

it was great

Jennifer G

6/13/2008 2:27:48 PM

5 Stars

Nothing. It went smooth and the agent was very helpful and nice.

Doris M

6/13/2008 2:12:02 PM

5 Stars

I worked with Pam in Rockledge a real asset to SCCU. Explained & answered all my questions. I love banking with SCCU. I find everyione so friendly and helpfull.

Susan a

6/13/2008 2:08:16 PM

5 Stars

I am very happy with SCCU's service and thoroughness. Everyone is always willing to go the extra mile to help their customers. SCCU is the only bank I feel comfortable and safe with.

Cathy C

6/13/2008 1:56:50 PM

4 Stars

Everyone @ SCCU is ALWAYS professional and I so appreciate the professionalism and warm approach all your representatives take. My husband and I both think SCCU is excellent and we refer customers ALL the time

Nate M

6/13/2008 1:06:18 PM

5 Stars

I enjoy dealing with SCCU

bruce b

5/14/2008 8:53:14 PM

5 Stars

remind me that my wife's and my card both needed to be turned on.

Susan W

5/13/2008 10:32:56 AM

5 Stars

very satisfied

LINDA K

5/11/2008 1:25:10 PM

5 Stars

THE EMPLOYEES I SPOKE WITH WERE COURTEOUS AND HELPFUL

Norval M

5/10/2008 3:33:56 PM

5 Stars

Have always received courteous and knowdgeable SCCU Reps.

Patti J

5/10/2008 12:56:42 AM

5 Stars

Very friendly kind staff,professional

Lee D

5/9/2008 4:55:01 PM

4 Stars

In the past year the prime is way down. Some rate cut or at least some incentive would be nice

Angela B

5/9/2008 2:34:38 PM

5 Stars

The person who called me was efficient and it was a great call with the representative.

Sue M

5/9/2008 10:51:06 AM

5 Stars

I was very pleased with the fact that the sccu representative contacted us to try to save us money. It was something that I was thinking about but always put to the back burner. I love the fact that all of my loans are consolidated in one place. Your representative has a great personality and I felt extememely confident in working with her. Thanks

ken p

5/8/2008 11:43:03 PM

5 Stars

Service is always great at new smyrna and port orange

Donna T

5/8/2008 11:35:58 PM

5 Stars

great card, great customer service. The call center staff are great and so is the new Palm Coast branch.

Ronald S

5/8/2008 11:18:29 PM

5 Stars

Was not a great experience problems with the autopay from my moneymkt account not set up right.

Jeffrey M

5/8/2008 9:00:48 PM

5 Stars

I upgraded from SCCU Gold Visa, It would have saved a second round of cards if they asked if I would like the same PIN #.

david m

5/8/2008 8:40:59 PM

5 Stars

all in one on line easy to make payment

Juanita T

5/8/2008 6:20:24 PM

5 Stars

I think that the credit is the best that a people can hope for. The people are very good at informing the member of the spaecial interest rate that are available to you. Thanks for your interest in what is good for me as a member.

Suzanne L

5/8/2008 5:04:33 PM

5 Stars

It's so convenient to apply for a credit card after hours. To receive such a prompt reply was great!

robert v

5/8/2008 2:28:06 PM

5 Stars

i have been a member of space coast since it has been in my area. i have checking, savings, chirstmas club,my only major credit card, cds, auto loan and the only credit union or bank i deal with. they have been the best

Cathy C

5/8/2008 2:25:41 PM

5 Stars

Increase credit line to pay off other high interest cards

CHARLES F

5/8/2008 1:45:24 PM

5 Stars

Your staff is always very friendly and helpful. I really appreciate the calls I get to verify if I just made purchases on my card.

Mike A

5/8/2008 1:32:20 PM

3 Stars

Would like to only have one card and do away with my VISA debit card.

Jennifer a

5/8/2008 1:29:24 PM

4 Stars

sccu cancelled my gold card and I had not even received the platinum card, so was without a card for a week - was a bit of a hassle

Hector M

5/7/2008 1:39:10 PM

5 Stars

like i said sccu is the only bank im happy with

Patricia L

5/7/2008 11:59:13 AM

5 Stars

Extremely easy!

Jesus G

5/7/2008 3:13:32 AM

5 Stars

Service overall was fantastic, great people who work for the company!

jerome d

5/5/2008 10:09:59 AM

5 Stars

also if any custemer is drawing money from is accuunt ask for his name,a photo of himself,acc.#

Lois B

5/2/2008 6:48:22 PM

3 Stars

I feel I have to STOP using this card until things are straightened out! what a convenience that is!

Karen W

5/2/2008 1:14:41 PM

5 Stars

SCCU is very responsive and helpful by suggesting servies.

Josephine C

5/2/2008 1:02:53 PM

5 Stars

I really enjoy some of the incentives that Space Coast comes up with in particular the monetary ones. I believe with my auto refinancing I received $150 or something of that nature. If there are more incentives of this nature - let's say for opening of other accounts I would be very interested.

Henry F

5/2/2008 1:39:00 AM

5 Stars

As listed above.

Patricia S

5/1/2008 8:11:52 PM

5 Stars

Overall I am pleased with the services provided with this card.

Elsa K

5/1/2008 6:38:40 PM

2 Stars

I was satisfied with the gold card. Still do not have the reward points for the past month when we signed up for the platinum and would prefer that our points from gold card could be moved along with the rest of tha account.

phillip r

5/1/2008 2:16:08 PM

5 Stars

With one call I was able to get the new platinum VISA card, transfer balances, and get a newer lower interst rate. The entire process took just a few minutes, and I received my new cards in about a week. It was the easiest process and upgrade of a credit card that I ever experienced

Estefani R

4/30/2008 6:40:48 AM

5 Stars

i like it how it is

Hope H

4/29/2008 8:34:15 PM

5 Stars

Great service as always! Giving monthly auto deduction companies the new number was time consuming.

Sheila M

4/28/2008 12:19:47 PM

2 Stars

The rep taking our application for this card even had another rep helping her and they still screwed it up royally! My overdraft was not set up properly or my online routing even though we sat right there, both my husband and I and told them that we wanted all of that setup!

Patrick R

4/27/2008 8:47:57 PM

5 Stars

I think the platinum card is an excellent choice for overall credit use.

Breanna T

4/27/2008 1:29:26 AM

5 Stars

I had a really great experience. I did it over the phone. I don't remember the gentleman's name but he was very nice. At the same time I also was having problems with my debit card because it got demagnetized and then my old SCCU credit card stopped working because they never issued me another card in the mail. I never carry cash I always use one of my cards, so I was a little stressed that I would not have either one of my cards. So, the young man said that he would be able to make my credit card also wrok as a debit card. He also promised that he would send out my information ASAP so that I would get my card in the mail soon. I thought it would be a while before I got it but it really was only 3-4 days, I can't remeber exactly, but it was fast!!! Thanks!!!

Virgil

4/26/2008 4:06:47 PM

4 Stars

Someone dropped the ball on my request to transfer balance from Capital One. Lost in mail? I waited too long before calling SCCU and getting it taken care of.

Richard F

4/26/2008 3:01:38 PM

5 Stars

Customer Service has always been timely and effecient.

Christine D

4/26/2008 2:47:02 AM

4 Stars

In order to keep the customer satisfied, I think it is important to keep the interest at a decent interest rate and do not increase it to an exorbitant rate once the introductory rate is over with. Keep it at a resonable amount. This way people can pay their debt off in a more timely manner.

Ulugbek S

4/25/2008 7:00:25 PM

5 Stars

Service was great. As soon as I walked I was met with individual attention and all my needs were met at the level exceeding my expectations!

danile m

4/24/2008 7:17:59 PM

5 Stars

everthing else is great

carlos m

4/24/2008 3:07:50 AM

5 Stars

nothing everything space coast did was just right

Lorenzo T

4/23/2008 11:29:56 PM

5 Stars

Give the introductory rate to SCCU members who change to the Platinum Visa from another credit card from SCCU.

vicki w

4/23/2008 10:17:11 PM

4 Stars

Your credit card rates are higher than I prefer, but I have all of my accounts with your bank. I will be shopping for another card for lower rates than Space Coast offers in the near future. I will NOT like the fact that I will have to divide my time and efforts between two differnt banks. I may decide to change banks if the level of service is any where near the service I receive at Space Coast.

Robert C

4/23/2008 11:47:14 AM

5 Stars

had no complaints

Mary D

4/22/2008 11:16:39 PM

5 Stars

I've had no problems with my Platinum card since I got it. It was received right away and I was able to use it right away.

Arlene G

4/22/2008 10:45:47 PM

5 Stars

The sale was offered through an employee which I probably woud not of seeked out.

Michelle A

4/21/2008 9:12:12 PM

5 Stars

Happy with everything! Wouldn't change a thing.

Matthew B

4/21/2008 6:21:05 PM

5 Stars

I applied for an SCCU Visa card online,..around one in the morning. I received an uncommon "you've been approved, and your card will be there in two to three days" wakeup call at nine in the morning. That's fast.

Rory M

4/21/2008 5:58:38 PM

4 Stars

Given me a higher line of credit based on length of time as a member and good credit rating.

Penny W

4/21/2008 2:50:11 PM

5 Stars

offer periodic increases

kathy r

4/21/2008 1:03:38 PM

5 Stars

This is the only card to use!

Patricia A

4/21/2008 12:32:17 PM

5 Stars

Service was great.

Kevin P

4/21/2008 2:59:11 AM

5 Stars

SCCU has been wonderful they have given me opportunies other lenders would not have considered

verlissa s

4/21/2008 2:57:17 AM

5 Stars

outstanding customer service

Sandra K

4/21/2008 12:48:12 AM

5 Stars

I am very pleased with my Platinum Visa card and the ease in which I obtained it. The customer service people are outstanding! The whole process was done professionally.

GREGG L

4/20/2008 8:20:58 PM

5 Stars

MY WIFE AND I ARE VERY HAPPY THE WAY WE ARE TREATED EACH TIME WE VISIT YOUR BANKS. NO MATTER WHAT LOCATION WE GO TO , WE ARE ALWAYS WELCOMED.

Dawn H

4/20/2008 8:03:15 PM

5 Stars

I love that SCCU keeps me informed of new or better programs that suit our needs.

Ann M

4/20/2008 7:45:53 PM

5 Stars

Thank you for suggesting the card to lower my interest rate from the other SCCU credit card that I previously had.

Dorrine R

4/20/2008 5:59:16 PM

5 Stars

It's nice when we receive special attention due to using more services with SCCU; interest rates should be lower for those who have more services being utilized with you.

Yolinda F

4/19/2008 7:57:16 PM

5 Stars

I've been an SCCU member for many years and have had no problems at all. Every time my husband or I ask for a loan or car loan, it's always so painless. We appreciate the "no hassel" and friendliness of all the employees we've ever dealt with. Thank you.

lynne k

4/19/2008 5:37:18 PM

5 Stars

fast, easy, convenient, what more could you ask for.

ava m

4/19/2008 2:57:55 PM

4 Stars

Yes. Offer automatic withdrawal its great.

Ashly B

4/19/2008 2:16:42 PM

5 Stars

I really enjoy having a line of credit associated with my checking account. It is so easy to make payments on each month.

Danielle S

4/19/2008 2:10:15 PM

5 Stars

You gave me a god rate -the most competitive but I still would like it lower.

Eric F

4/18/2008 2:13:15 PM

5 Stars

you always give good service

Nancy P

4/17/2008 9:35:12 PM

5 Stars

Credit is a privledge and I thank you for ALLOWING ME THIS PRIVLEDGE.I love SCCU

Debra K

4/17/2008 8:51:10 PM

4 Stars

Good service!

George N

4/17/2008 6:46:34 PM

4 Stars

Have the representative LISTEN to what you say on the phone!

Ann L

4/17/2008 2:12:04 PM

4 Stars

better travel incentives plus being able to combine points from husband & wife's cards would make more sense

dan

4/17/2008 12:57:55 PM

3 Stars

with the recession, prices are going up. the only thing not going up is our paychecks

Randy H

4/16/2008 11:25:02 PM

5 Stars

We have used Space Coast Visa Credit card for years. There have been times when we have needed to increase our limit and times we have wanted it lowered. Space Coast has been right there to assist with what ever our needs have been. Managinging our account on line with Space Coast is a breeze. I would and do highly recommend Space Coast to others. To me if you are not using Space Coast you are missing the boat in banking. Thanks Space Coast for all your wonderful, friendly help.

Choose from one of our Platinum Visa credit card designs and carry the card that you like best!

Visa® Platinum Golf Credit Card

Visa® Platinum Teacher Credit Card

Visa® Platinum Sea Turtle Credit Card Available late October

Visa® Platinum Card

C.J. Hobgood Platinum Visa® Credit Card

Brevard Zoo Visa® Platinum Card

If you don’t already have one, it’s easy to get your SCCU Platinum Visa!

1. By Phone

   An Express Services Associate can help you select the account that best meets your needs. Associates are available 24 hours a day, 7 days a week! It only takes 10 minutes.
   Brevard: 321-752-2222, option 3
   Toll Free: 800-447-7228, option 3
   

2. Online

   Apply Online right on SCCU.com! Complete the online application, and an Associate will contact you to complete the process.

3. At Any Branch

   Visit any of SCCU’s 31 convenient branch locations. You’ll speak to an Express Services Associate over the phone in the branch, and can complete all of the paperwork immediately with your Branch Member Service Specialist.