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Loan, Credit Card & Deposit Rates



Effective date March 2015
Balance Interest Rate APY^
$0 - $2,499.99 0.00% 0.00%
$2,500 - $9,999.99 0.15% 0.15%
$10,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.30% 0.30%
$100,000 - $249,999.99 0.40% 0.40%
$250,000 and over 0.40% 0.40%
^APY = Annual Percentage Yield.
 

Investors Money Market2


Effective date March 2015
Balance Interest Rate APY^
$0 - $14999.99 0.00% 0.00%
$15,000 0.15% 0.15%
$15,000 (active checking) 0.35% 0.35%
^APY = Annual Percentage Yield.
 

Premium Investors Money Market2

Effective date March 2015
Balance Interest Rate APY^
$0 - $49,999.99 0.00% 0.00%
$50,000 0.25% 0.25%
$50,000 (active checking) 0.45% 0.45%
^APY = Annual Percentage Yield.
 

Money Market Checking3

Effective date March 2015
Balance Interest Rate APY^
$0 - $4,999 0.00% 0.00%
$5,000 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.20% 0.20%
$25,000 - $49,999 0.25% 0.25%
$50,000 - $99,999 0.30% 0.30%
$100,000 - $249,999 0.40% 0.40%
$250,000 and over 0.40% 0.40%
^APY = Annual Percentage Yield.
 

Christmas Club1

Effective date March 2015
Interest Rate APY^
0.15% 0.15%
^APY = Annual Percentage Yield.
 

Health Savings Account4

Effective date March 2015
Interest Rate APY
1.00% 1.01%
^APY = Annual Percentage Yield.
 

Share/Optional Savings1

Effective date March 2015
Balance Interest Rate APY^
$0 - $499 0.08% 0.08%
$500 - $2,499.99 0.08% 0.08%
$2,500 - $9,999.99 0.12% 0.12%
$10,000 - $49,999.99 0.18% 0.18%
$50,000 - $99,999.99 0.22% 0.22%
$100,000 and over 0.27% 0.27%
^APY = Annual Percentage Yield.
 

Interest Checking5

Interest Rate APY^
0.08% 0.08%
^APY = Annual Percentage Yield.
 

IRA Savings6

Effective date March 2015
Balance Interest Rate APY^
$0 - $2,499.99 0.20% 0.20%
$2,500 - $9,999.99 0.25% 0.25%
$10,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.35% 0.35%
$50,000 - $99,999.99 0.40% 0.40%
$100,000 - $249,999.99 0.45% 0.45%
$250,000 and over 0.50% 0.50%
^APY = Annual Percentage Yield.

1SCCU Savings Accounts: Minimum average daily balance required for some accounts. Federal regulation requires SCCU to limit withdrawal to six (6) transactions, within a calendar month, on savings and money market accounts. Savings Account dividends are declared at the end of each month based on the earnings for that month.

2SCCU Premium Investors Money Market and Investors Money Market Savings Accounts: minimum average daily balance required on some accounts. Federal regulation requires SCCU to limit withdrawal to six (6) transactions, within a calendar month, on savings and money market accounts. Savings Account dividends are declared at the end of each month based on the earnings for that month. Premium Investors Money Market and Investors Money Market accounts cannot be used to meet the accounts’ active checking requirements. Please contact SCCU for more information or to open a checking account.

3Money Market Checking Monthly Balance Requirement: Fees if daily balance in the account drops below $5000 any day during the month. Fee waived if minimum daily balance met, or if member achieves a specific Member Rewards level.

4Health Savings Account Checking: You must have coverage under a High Deductible Health Plan to open a Health Savings Checking Account.  Additional important information regarding eligibility for Health Savings Accounts can be found on the Fees/Terms tab.

5Interest Checking Monthly Balance Requirement: $12 if daily balance in the account drops below $1,500 any day during the month.
Checking Fees: Minimum balance fees waived at specific Member Rewards level.

6 IRA Savings: Consult your tax advisor for specific tax advantages related to Individual Retirement Accounts
As of April 1, 2006, Traditional and Roth IRAs, and Keogh account deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.
*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.