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Overdraft Protection Services

Even if you are careful in managing your account, mistakes do happen. Make sure you are set up with our Automatic Overdraft Transfer Service so funds are automatically transferred from your other SCCU accounts in the event you overdraw your account.1

  • Automatic Overdraft Transfers can be set up from your primary savings account as well as other SCCU savings accounts, or your SCCU Visa® credit card
  • There is no cost to sign up for this service and no monthly or annual fee
  • You will only be charged when an overdraft occurs. However, you must request Automatic Overdraft Transfer service be set up for your account
  • Select more than one account to transfer from to help avoid a more expensive non-sufficient funds (NSF) fee or overdraft privilege fee

1Automatic Overdraft Transfer Fee: Automatic transfers (to cover share drafts, automatic payments, transfer of funds, and point-of-sale) is a per transfer fee $10.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.