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Visa® Secured Credit Card: Benefits

Are you trying to establish or improve your credit? SCCU's Savings-Secured Credit Card will not only protect you with spending guidelines, it will also reward you with Cash Back rewards based on your Member Rewards level2. Apply today and begin building your credit!

  • 5.99% intro APR* on purchases and non-SCCU balance transfers for first 6 months1
  • Thereafter, rates for purchases and cash advances are fixed at 17.99% APR1
  • Uses money in your Share Savings Account as collateral for credit line
  • Amount may be up to 100% of the total credit limit, based on your credit rating Minimum credit limit is $300.
  • You will be required to secure 100% of credit limit. Ex: a credit limit of $300 will require $300 to be held in your savings as collateral for the credit line.
  • Up to 2% Cash Back rewards based on Member Reward Level with no caps2
  • May apply for Platinum Visa® credit card after one year of good payment history



All SCCU Credit Cards Feature:

  • No tricks, like double-cycle billing or short grace periods
  • Zero liability for fraudulent transactions and ongoing fraud monitoring service3
  • Free Online Banking & Mobile Banking
  • Free Account Alerts to help you manage your accounts


*APR = Annual Percentage Rate. Rates are subject to change without notice.

1Annual Percentage Rate (APR). Introductory rate applies to new Student & Secured SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. After the expiration of the introductory rate an APR of 17.99% will apply. Contact SCCU for full terms, conditions, and disclosures.

The information about the costs of the card described is accurate as of the date of publication. This information may have changed after that date. To find out what may have changed, contact us. See our Terms and Disclosures document for additional details.

2Earn Cash Back rewards on all qualifying purchases. The Cash Back percent you earn is based on your Member Rewards level. Visit for complete details and FAQs about SCCU’s Member Rewards program. See our Cash Back Terms and Conditions.

3Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN, or other transactions not processed by Visa. You must notify SCCU immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult SCCU.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.