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Student Credit Builder Visa® Credit Card: Benefits/Features
Student Credit Builder Visa Credit Card is rated 4.4 out of 5 by 8.
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Rated 1 out of 5 by from Visa Card Still waiting for it sent me the -ard with the wrong name
Date published: 2018-05-29
Rated 5 out of 5 by from Nice card Good for people trying to build credit for the first time.
Date published: 2017-10-09
Rated 5 out of 5 by from Great customer service I got my first student credit card with SSCU and they were very helpful.
Date published: 2017-07-27
Rated 5 out of 5 by from Epic card for starters of building credit. This is excellent. I was able to use my card instantly and it has provided me with great features!
Date published: 2017-03-18
Rated 5 out of 5 by from Easy,Fast,Great service I have been with Space Coast since I was 8. I personally know some of the staff at my location and they know what I need. They are the most pleasant people. They made applying for a credit card easy. They walked me through everything and explained how the billing would work and the best way to do it. At 18 this was so helpful you can't even imagine. I'm grateful that my mom signed me up with them. She's been with them since before I can remember. Keep Up the awesome work guys!!
Date published: 2015-08-04
Rated 5 out of 5 by from Friendly service Very good Thank you
Date published: 2015-06-30
Rated 4 out of 5 by from Very fast, nice employees. I recieved the card only a few days after I chose it. My only complaint is that I recieved a bright pink colored card instead of the plain grey one I chose.
Date published: 2014-11-14
Rated 5 out of 5 by from Quick and Easy The card is easy to use and the rate is wonderful. I love my sccu accounts.
Date published: 2013-08-15
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  • 4.38/5
Read all 8 reviews

Every student should learn financial responsibility, and building a positive credit history is vital to a financially secure lifestyle. SCCU's Student Credit Builder Card is designed to help students establish credit while safeguarding them during the transition to adulthood:

  • Available for members 15-20
  • Requires a joint account holder who is a parent or legal guardian
  • Uses money in your share savings account as collateral for the credit line
  • Allows students to begin with a low line of credit and then increase as needs change
  • 5.99% introductory APR* on purchases and non-SCCU balance transfers for the first 6 months1
  • Thereafter, rates for purchases and cash advances are fixed at 17.99% APR1
  • Up to 2% Cash Back rewards based on Member Reward Level with no caps2


All SCCU Credit Cards Feature:

  • No tricks, like double-cycle billing or short grace periods
  • Zero liability for fraudulent transactions and ongoing fraud monitoring service3
  • Free Online Banking & Mobile Banking
  • Free Account Alerts to help you manage your accounts

Important Phone Numbers
Lost/Stolen Card: 800-447-7228, option 5


*APR = Annual Percentage Rate. Rates are subject to change without notice.

1Annual Percentage Rate (APR). Introductory rate applies to new Student & Secured SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. After the expiration of the introductory rate an APR of 17.99% will apply. Contact SCCU for full terms, conditions, and disclosures.

The information about the costs of the card described is accurate as of the date of publication. This information may have changed after that date. To find out what may have changed, contact us. See our Terms and Disclosures document for additional details.

2Earn Cash Back rewards on all qualifying purchases. The Cash Back percent you earn is based on your Member Rewards level. Visit for complete details and FAQs about SCCU’s Member Rewards program. See our Cash Back Terms and Conditions.

3Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN, or other transactions not processed by Visa. You must notify SCCU immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult SCCU.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.