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Credit Union Loans and Services



SCCU Makes Your Personal Financial Needs Our Top Priority

Space Coast Credit Union's low loan rates, product choices designed to fit your needs, and fast, convenient application and approval processes make it easy to get the personal loan you need from the credit union you can trust.

Product Name Benefits Features Recommended If
Auto/Vehicle Loans SCCU's Watchdog Auto Loans make driving away with a great auto, truck, or vehicle easy.
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  • Pre-approved loans
  • Finance at the dealership
  • Refinance an existing loan
You want a fast, easy auto loan with the rate/payment you need. Apply Now
Credit Cards Multiple credit card options give you the flexibility you need.
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  • Low fixed rates
  • No annual fee
 
You want a credit card with great features and rates. Apply Now
Recreational Vehicles If you can drive it, we can finance it with a recreational loan.
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  • Low rates
  • Flexible terms
 
You want to finance a boat, RV, or motorcycle. Apply Now
Personal Loans Take a dream vacation, consolidate debt, finance a major or unexpected expense, or pay taxes.
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  • Flexible terms
  • Multiple options
 
You need a simple, easy way to borrow money for a variety of needs. Apply Now

Auto Loans/Vehicle Loans

If you’re looking for an auto loan (or another type of vehicle loan, such as for a truck or SUV), you save time and money at SCCU, thanks to our great auto loan rates and fast application and approval processes. This is true whether you’re buying a brand-new car or a used one, or refinancing an auto loan. Plus, you can get preapproved for a vehicle loan so you’ll know what you can afford before you even start to shop. Finally, you can also get your SCCU auto loan while at participating dealerships, receiving the same great rates.

 

Low Interest Credit Cards

Choose the credit card that fits your situation and suits your needs, selecting from the Platinum Visa® credit card that comes with no annual fee and no balance transfer or cash advance fees. The Savings-Secured credit card is ideal for people who are establishing or rebuilding their credit, while the Student Credit Builder credit card helps students establish credit while also providing safeguards as they transition to adulthood. Here are the rates for SCCU's low interest credit cards.

 

Recreational Vehicle Loans

SCCU offers two different types of recreational vehicle loans. First, there is a program for RV loans and watercraft/boat loans, ideal for people who are ready to purchase a new or used recreational vehicle to start enjoying new adventures as well as for people who want to refinance their current loans. Find great low credit union rates here. SCCU also offers motorcycle loans and scooter loans, for both new and used vehicles. If you can drive it, we can finance (or refinance) it!

 

Personal Loans

Sometimes you just need a little financial assistance with flexible payback terms. Perhaps you want to take the vacation of your dreams, or maybe you need to pay some taxes. You can use personal loans, also known as unsecured loans or signature loans, to consolidate debt or pay for unexpected expenses. These convenient loans have a maximum amount of $20,000 or two times your gross monthly income, whichever is less.

Also consider a share/CD secured loan, where you borrow money for personal needs by using your shared savings account or certificate of deposit account as collateral. This type of loan is ideal for when you want to build or re-establish credit. Find personal loan rates here.

 

Contact Us for Your Credit Union Loans and Services


 

You can contact us online or call the branch nearest you:

Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
 

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.