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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.8 out of 5 by 743.
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Rated 5 out of 5 by from Great service Bess was very informative and helpfull in the HELOC process!
Date published: 2018-02-16
Rated 5 out of 5 by from Great service Maria was very nice service was fast
Date published: 2018-02-14
Rated 5 out of 5 by from HELOC I decided to do this to consolidate & for a couple of home improvement projects. I am so glad that I did.
Date published: 2018-02-10
Rated 5 out of 5 by from HELOC We recently closed on a home equity line of credit with space coast credit union. The process was easy and efficient. We are happy with the product in the process.
Date published: 2018-02-07
Rated 2 out of 5 by from My Experience My first contact with Bess was very pleasant. As the process went on I got more and more frustrated! It was not a pleasant feeling! 1. She was contacting me telling me she wasn’t recieving my scanned copies! I was sending them all at the same time. Ok just kept sending what was required! 2. I could never reach her. 3. She never returned my calls promptly. 4. One time, I questioned why I had to send some of the paperwork that was being requested! I felt she was abrupt with me! I’m borrowing a line of credit $100.000 my house has over $200.000 in equity! I felt she spoke to me in a disrespectful way! 5. She got sick, I kept leaving messages. I know she couldn’t help getting sick but don’t you make sure you take care your clients are taken care of by someone else! I sent another member the out standing paperwork and then received a call from Bess asking me to send that paperwork for the 3rd time! By the way Peter would first delt with my application for car loan and home equity was very pleasant, informative, returned my calls when I asked him to. I would give him a Kudos!!
Date published: 2018-02-07
Rated 4 out of 5 by from Equity Credit Line Approval Very easy to create an application and their reps were easy to work with. 90% was performed on their secure website, signing had to be done at an office for security reasons (made sense to me).
Date published: 2018-02-05
Rated 5 out of 5 by from Quick and Easy! Beth has been so helpful. She's thorough and responds quickly to our needs. She was able to get the financing we needed within a couple of weeks, to get the remodels done on our home. Kudos to SCCU for having such wonderful employees!!
Date published: 2018-02-05
Rated 5 out of 5 by from Bess Knudsen, Bess went above and beyond to accommodate my financial needs. She didn’t just treat me like a customer, she treated me like a friend and made me feel special.
Date published: 2018-02-02
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  • 4.75/5
Read all 743 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

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