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  • Home Equity Loan

Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.682568807339449 out of 5 by 545.
  • 2016-10-27T10:43CST
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Rated 5 out of 5 by from HELOC process Just closed on a HELOC and the whole process went very smoothly. Everyone involved was helpful and informative. Highly recommended
Date published: 2016-10-25
Rated 5 out of 5 by from Home Equity Line The great people I worked with and the product: low interest and other favorable terms. However, the fees (recording ... etc) were a problem for me. The bank should cover. I know none of the fees went to the bank.
Date published: 2016-10-19
Rated 5 out of 5 by from HELOC Diana did the processing for our HELOC in fantastic fashion. Always prompt with information. Great job, and I'd do it again.
Date published: 2016-10-18
Rated 4 out of 5 by from Overall Good Experience Only downside to my HELOC loan was the time to complete. others offered 3 day access to line it took over 2 weeks. I waited nearly an hour just to sign papers also. But still i think the rate was better and the person I dealt with was nice.
Date published: 2016-10-18
Rated 5 out of 5 by from World Class Service I recently visited my local Space Coast Cred Union to finish the paper work for a HELOC. The team members at the branch as well as on the phone were very knowledgeable and professional. I asked a countless amount of questions and they were pasiant we me from start to finish. Excellent Experience!
Date published: 2016-10-14
Rated 5 out of 5 by from Credit cards Paid off my credit card debt
Date published: 2016-10-13
Rated 5 out of 5 by from Great customer service I refinance my home and I so happy.
Date published: 2016-10-09
Rated 5 out of 5 by from Great Features and Great Service This is a great product!! The application process is simple and all of the people involved and great!!
Date published: 2016-10-04
  • 2016-10-27T10:43CST
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  • 4.68/5
Read all 546 reviews

A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.


Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3

All SCCU Home Equity Loans Feature


Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
1Special Introductory HELOC Rate valid for 12 months.  Thereafter, the Home Equity Lines of Credit will have a Variable Rate. Click here for more details.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.