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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.8 out of 5 by 763.
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Rated 5 out of 5 by from Great service Very personalized service
Date published: 2018-04-19
Rated 1 out of 5 by from Poor Service I do not recommend When I first started the Home Equity Line of Credit Request I asked the phone processor helping with my application I completed online if this line was an interest only product. Answer was YES. I went along with the application, at no point in time was I informed this was a line of credit with a principal and interest feature. This is in part my fault of thinking I was dealing with professionals and not reviewing the loan documents closely. Let this be a warning to all read the documents carefully. Shame on me. But the Credit Union should make this feature that it is a principal interest product very clear during application process and while going through underwriting. Even when I opened the account I was told no fee's for having the savings account. What is the first thing they do charge me a fee on the savings account.
Date published: 2018-04-10
Rated 4 out of 5 by from HELOC LOAN PROCES I had a wonderful experience with the process and all my questions were answer promptly on the phone and in person.the closing was very easy and profesional,thank you Bess K.for the wonderful experience
Date published: 2018-04-07
Rated 5 out of 5 by from Home Equity Loan Bess was very friendly and professional and processed loan in a fast and efficient manner.
Date published: 2018-04-06
Rated 5 out of 5 by from Great HELOC for a Home Owner It has very competitive rate and very low fee for the loan closing. The services by SCCU staff were great during the loan application and closing.
Date published: 2018-04-04
Rated 5 out of 5 by from Great experience! We opened a home equity line of credit. From start to finish, the process was smooth and stress free due to such knowledgeable and helpful associates. Bess was such a pleasure to work with. She continually updated us and kept us informed the whole time. Thank you so much for a great experience.
Date published: 2018-04-03
Rated 5 out of 5 by from Excellent customer service Best rates in town. Friendly, helpful associates at every level. Easy to navigate on-line banking.
Date published: 2018-04-03
Rated 5 out of 5 by from Great customer service I am very impressed with how smooth my loan was handled.
Date published: 2018-03-30
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  • 4.75/5
Read all 763 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
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Learn more about the Member Rewards program.