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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.7 out of 5 by 683.
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Rated 5 out of 5 by from New HELOC The new HELOC took less than 10 business days -- from first call to being funded -- and totally serves our needs.
Date published: 2017-10-15
Rated 5 out of 5 by from Excellent Service Carrie was great! We're very happy with our loan and the service we received through out the process.
Date published: 2017-10-14
Rated 5 out of 5 by from Loan App Review Excellent customer service!
Date published: 2017-10-13
Rated 5 out of 5 by from Carrie and Donny are AWESOME !! Great Service and great personality!!
Date published: 2017-10-12
Rated 5 out of 5 by from Top notch service Recently my husband and I applied for HELOC loan. Our loan processor was Carrie. She was courteous and professional. Communication process was terrific. As always getting loan through SCCU is always a pleasure.
Date published: 2017-10-12
Rated 5 out of 5 by from EASE OF SERVICE SO EASY TO DEAL WITH WILL USE THEN ALWAYS....3 AUTO LOANS AND NOW THE HELOC.
Date published: 2017-10-12
Rated 5 out of 5 by from Friendly Staff, Simple Process! Working with SCCU is a pleasure. The employees are very friendly and will walk you through the process to make it very simple. Ask for Bess! She's the best!
Date published: 2017-10-10
Rated 5 out of 5 by from Exceptionally fast and Inexpensive I was looking for a way to access some home equity without an expensive refinance. SCCU provided a quick, easy and inexpensive way to accomplish my goals.
Date published: 2017-10-04
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  • 4.74/5
Read all 685 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.