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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.67910447761194 out of 5 by 536.
  • 2016-09-25T10:34CST
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Rated 5 out of 5 by from Fast service. Knowledgable, fast, loan service.
Date published: 2016-09-16
Rated 5 out of 5 by from BETTER THAN A BANK Recently I changed from a local bank to SCCU. Wow what a pleasant surprise. Easy access via telephone or computer, wonderful and very helpful staff. Everyone should become a member of the SCCU family!!
Date published: 2016-09-13
Rated 5 out of 5 by from The website is very user friendly! Great CS! Space Coast Credit Union's website is easy to use. If you have multiple account needs like I do it's great! All of your accounts are automatically linked for easy access and I love the one click transfer between accounts. I use Quicken for my financial tracking and I'm pleased SCCU communicates with my software for easy activity downloads. I have also enjoyed a very good experience with SCCU's secured online customer service. They are friendly, quick to respond and professional.
Date published: 2016-09-13
Rated 5 out of 5 by from Great Job! Carrie was very helpful and got my loan done quickly.
Date published: 2016-09-06
Rated 5 out of 5 by from Great Staff and no nonsense Bought this 2015 Toyota Sienna. And I love it.
Date published: 2016-09-06
Rated 5 out of 5 by from Very accommodating Everyone was very helpful
Date published: 2016-09-06
Rated 5 out of 5 by from GREAT SERVICE SERVICE WAS GREAT AND EVERYTHING WAS DONE QUICKLY
Date published: 2016-08-31
Rated 4 out of 5 by from User friendly Everything is very easy to understand and easy to use
Date published: 2016-08-24
  • 2016-09-25T10:34CST
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  • 4.68/5
Read all 536 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
1Special Introductory HELOC Rate valid for 12 months.  Thereafter, the Home Equity Lines of Credit will have a Variable Rate. Click here for more details.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
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Learn more about the Member Rewards program.