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Loan, Credit Card & Deposit Rates


Platinum Credit Card Rates

Annual Percentage Rate (APR) for purchases 0% for first 6 billing cycles¹
10.99% - 17.99%* thereafter²
Other APRs Balance Transfer: 0% for first 6 billing cycles¹, then 10.99% - 17.99%² thereafter
Cash Advance: 0% for first 6 billing cycles¹, then 10.99% - 17.99%² thereafter
Variable Rate information Not Applicable
Paying Interest on Purchases We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.
Method of Computing the Balance for Purchases Average Daily Balance including new purchases.
Annual Fee $0
Cash Advance Fee $0
Balance Transfer Fee $0
International Transaction Fee 1% of the converted transaction amount.
Other Fees Late Payment Fee: up to $30
Minimum Finance Charge $0.50
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Student & Secured Credit Card Rates

Annual Percentage Rate (APR) for purchases 5.99% for first 6 billing cycles3
10.99% - 17.99%* thereafter²
Other APRs Balance Transfer: 5.99% for first 6 billing cycles¹, then 10.99% - 17.99%² thereafter
Cash Advance: 5.99% for first 6 billing cycles¹, then 10.99% - 17.99%² thereafter
Variable Rate information Not Applicable
Paying Interest on Purchases We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.
Method of Computing the Balance for Purchases Average Daily Balance including new purchases.
Annual Fee $0
Cash Advance Fee $0
Balance Transfer Fee $0
International Transaction Fee 1% of the converted transaction amount.
Other Fees Late Payment Fee: up to $30
Minimum Finance Charge $0.50

 
1Annual Percentage Rate (APR). Introductory rate applies to new Platinum SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. Your APR will initially be determined by your creditworthiness at the time of application. After the expiration of the introductory rate an APR of 10.99% - 17.99% determined by your creditworthiness will apply. Student and Secured Credit Cards are not eligible for the 0% APR promotional rate. See our Terms and Disclosures document for additional details.

2Your APR will initially be determined by your creditworthiness at the time of application.

3Annual Percentage Rate (APR). Introductory rate applies to new Student & Secured SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. After the expiration of the introductory rate an APR of 10.99% - 17.99% determined by your creditworthiness will apply. See our Terms and Disclosures document for additional details.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.