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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.7 out of 5 by 661.
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Rated 5 out of 5 by from HELOC Everyone who helped me was so efficient, helpful and friendly. My loan process was so easy and fast. Thank you so much.
Date published: 2017-08-16
Rated 5 out of 5 by from Truly Great Staff! Processed an equity loan from SCCU hassle free. Closing was within a reasonable time. Couldn't have went any smoother. Thank you SCCU!
Date published: 2017-08-16
Rated 5 out of 5 by from Great Service & Products! So friendly and simple. I will never deal with a bank again. Carrie & Emil were wonderful to work with!
Date published: 2017-08-14
Rated 5 out of 5 by from Low rates, easy process and great communication Great comination of low interest rate, low fees, easy over the phone process, and great communication to keep me informed of the current status and next steps.
Date published: 2017-08-11
Rated 5 out of 5 by from HELOC process was quick and easy! I had done quite a bit of research into which banks were offering the best rates and terms for a Home Equity Line of Credit before deciding to go into my local SCCU branch to see how their rates compared to traditional "big" banks. I was immediately impressed that they didn't charge an exorbitant margin on top of the federal prime rate, so much so that I wondered how they made money off the loan. While other banks are able to waive the closing costs and SCCU could not, their lower interest rate over time by far outweighed the minimal costs I incurred for the closing (<$350). After providing the necessary documents, my closing was scheduled within a few days after going to underwriting. I literally closed on the loan and received disbursement of funds in less than two weeks. Couldnt ask for a more qualified and personable team to work with! Extremely happy with the quality and speed of service.
Date published: 2017-08-10
Rated 5 out of 5 by from Fantastic Experience I applied for and closed on a Home Equity Line of Credit within three weeks from start to finish. Very satisfied with the process.
Date published: 2017-08-09
Rated 5 out of 5 by from Every was awesome, quick and efficient Everything was awesome, fast and efficient.
Date published: 2017-08-02
Rated 5 out of 5 by from HELOC Review Bess was extremely helpful, responsive and knowledgeable. She made the process very smooth.
Date published: 2017-08-02
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  • 4.73/5
Read all 662 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

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