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Home Equity Line of Credit (HELOC): Benefits
Home Equity Line of Credit is rated 4.7 out of 5 by 577.
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Rated 5 out of 5 by from HELOC Loan Processing Both Nagib and Diana were instrumental in making this process smooth and without apprehension on my part. Each time that I thought there might be a snag or delay, they guided me through the process. Use of email was/is a very streamlined approach. They stayed in touch with me, both by phone and email. This has been a very painless experience.
Date published: 2017-03-17
Rated 5 out of 5 by from Excellent customer service The customer service was excellent. Thank you Diana for making the process so simple.
Date published: 2017-03-17
Rated 5 out of 5 by from HELOC Bess was very helpful in walking me through this process.
Date published: 2017-03-14
Rated 5 out of 5 by from Excellent service Always prompt replies to emails and calls. Thanks for everything.
Date published: 2017-03-13
Rated 5 out of 5 by from Great Experience! Great and smooth experience applying for a HELOC with SCCU! Carrie was wonderful, responsive and answered every question I had regarding the process. Donald was also very helpful, transparent and highly knowledgeable about the application process, which we appreciated since this a large and important loan to us. Thank you Carrie, Donald and SCCU for taking great care of our finances and our family to get us to a better and brighter future!!
Date published: 2017-03-10
Rated 5 out of 5 by from HELOC There were a few snags with communication in the beginning but I was also in a different time zone through my process. Once we discussed my concerns my loan servicer was very helpful and got my loan processed. She did a through job and I genuinely appreciate that! Thanks Carrie
Date published: 2017-03-08
Rated 5 out of 5 by from Equity Line It's was a wonderful smooth experience. Maria my processor was very attentive and knowledgeable. I would recommend your company.
Date published: 2017-03-08
Rated 5 out of 5 by from Home Equity Line of Credit Bess was very helpful and got documents for the closing prepared in a short amount of time. Very positive experience!
Date published: 2017-03-06
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  • 4.7/5
Read all 580 reviews


A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your line. $5,000 or more available with terms of 7-year draw and 7-year repayment period, plus other terms and rates are available.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Sales or apply online today.

Brevard: 321-752-2222 option 3
Broward: 954-704-5000 option 3
Miami-Dade: 305-882-5000 option 3
All Other Areas: 800-447-7228 option 3


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
1Special Introductory HELOC Rate valid for 12 months.  Thereafter, the Home Equity Lines of Credit will have a Variable Rate. Click here for more details.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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