Low Rate Mortgage Specials at SCCU
Home prices are more affordable now than any time in the past decade, while interest rates are at all time lows. View today's low SCCU mortgage rates. There's never been a better time to purchase or refinance the home of your dreams.
SCCU mortgages feature low credit union rates, plus no application fee! With our exclusive interest rate guarantee, you can relax knowing that if our rates drop when it's time to close, we'll pass on the savings!***
If you've been waiting to refinance, but your loan is upside down, see if you qualify for the Home Affordable Refinance Program and apply today.
Take advantage of these limited time offers:
- Apply online 24 hours a day, 7 days a week. Explore your different options and fill out our easy online application.
- Apply over the phone with an Express Associate
- Demand SCCU financing when working with a Realtor. Your Realtor can work with one of our many mortgage professionals to ensure an easy and timely loan closing.
*Mortgage loans are originated by Space Coast Credit Union, and are subject to credit approval, verification and collateral evaluation. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Certain restrictions apply. These mortgage loan programs constitute first mortgage liens secured by the home and property. The down payment is determined by the Loan to Value ratio. (90% LTV = 10% down payment) Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Member responsible for any funds needed for closing costs and pre-paid escrow. Loan to value limits and private mortgage insurance requirements do not apply to HARP loans.
**$250 will be awarded at closing. Coupon must be presented at closing to be eligible. If you do not close a mortgage loan with SCCU this offer is not valid. Not all borrowers will qualify for the loan programs mentioned.
***If your SCCU quoted rate is lower at 12:00pm five days prior to closing and the interest rate lock-in has not expired, SCCU will reduce your rate to the lower rate automatically. Rate guarantee is void if there is a change in property, loan program, loan term, or adjustments to interest rate based on credit score. Other conditions apply, contact SCCU for details.
****Rates current as of November 14, 2012 and are subject to change. APR is Annual Percentage Rate and is affected by your credit quality, loan selected, and loan to value (LTV). Qualified borrowers only; our usual credit criteria apply. The interest example shows a comparison of rates and APRs available from Space Coast Credit Union. Your loan rate will be dependent upon the specific characteristics of your loan transaction and your credit profile upon the time of closing. Interest rates are subject to change twice daily based on fluctuations in interest rate markets.