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  • Auto loan refinancing is fast and easy with a loan from SCCU
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Refinancing a Car: Benefits
Refinanced Auto Loan is rated 4.9 out of 5 by 2439.
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Rated 5 out of 5 by from Best rate great service What else to you want from a bank or credit union
Date published: 2016-11-09
Rated 5 out of 5 by from Car loan refinance - easy over the phone process called to inquire about a loan refinance on a recently opened loan at the dealer that I could refinance 30 days after origination. The bank representative followed up as promised, reviewed previously provided information and got back to me a day later with my approval, better rate and cash incentive. All documentation was done online, I was able to sign from my phone and got everything squared away without leaving my desk.
Date published: 2016-11-08
Rated 5 out of 5 by from Super easy and fast I applied for an auto refinance loan and couldn't be happier. The ease of the experience coupled with the low rates made it a great experience.
Date published: 2016-11-08
Rated 5 out of 5 by from Fast service I went in to my local SCCU bank and walked out with a new car loan and low APR within 30 min!
Date published: 2016-11-08
Rated 5 out of 5 by from Lowest Rates! I have put off refinancing my car for about a year now because I simply do not have the time and felt like it was a hassle. Space coast surprised me with the fast and friendly customer service, I had everything approved and set up in a 20 minute phone call, and I was able to sign the paperwork and open accounts over the phone also. I have looked around all the banks, space coast has the lowest rates, and if I had known it was this easy, I would have done it a long time ago!
Date published: 2016-11-08
Rated 5 out of 5 by from Great doing this with my credit union Everything went great I'm glad I called you to find out
Date published: 2016-11-08
Rated 5 out of 5 by from don't understand quest A-1 serv. very happy I re-fi my car with this Bank
Date published: 2016-11-07
Rated 5 out of 5 by from Great Experience I have had a great experience with SCCU from just setting up and dealing with my account to getting a loan for my vehicle.
Date published: 2016-11-03
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  • 4.83/5
Read all 2439 reviews


Save money when you lower your auto loan rate or monthly payment with an auto loan refinance from SCCU. Refinancing your auto loan from another lender is fast, easy, and convenient.
 
  • Same low credit union rates1 for auto loan refinances and purchases
  • No out of pocket costs2
  • We’ll pay your title transfer fee
  • No payments for up to 90 days3
  • Low cost Guaranteed Asset Protection (GAP) coverage, Payment Protection, and warranties available to add on to your loan

APPLY NOW

All Personal Auto Loans Offer




Important disclosures, payments, assumptions, and APR information
1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2OUT OF POCKET COSTS: You may be asked to furnish a down payment. 
3DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.
4TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.