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  • SCCU Credit Cards - Enjoy the Same Low Rates on Purchases & Cash Advances

Credit Cards


Space Coast Credit Union provides Visa® credit cards for every need. Choose the credit card that's right for you and apply for your SCCU credit card today.
Card Type Benefits Features Recommended If
Platinum Visa®
  • 4.7/5
Our most popular credit card features low fixed rates for both purchases and cash advances, with no annual fee. 
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  • Special introductory rate for new accounts1
  • Cash Back Rewards2
  • Low "go to" rates3
  • No balance transfer fee
  • No cash advance fees
  • Rates & Disclosures
You want to save money with a great rate on credit card purchases, or transfer high-rate credit card balances and enjoy same low rates with no balance transfer fee.

Apply Now
Savings-Secured Visa®
 
An alternative credit card choice for those establishing first-time credit or rebuilding credit.
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  • Special introductory rate for new accounts4
  • Cash Back Rewards2
  • Uses money in savings account as collateral for credit limit
  • Minimum credit limit $300
  • Rates & Disclosures
You want a card to begin building or rebuilding a credit relationship.

Apply Now
Student Visa® Credit Builder
  • 4.8/5
Special credit card option to help young adults establish their own credit and develop money management skills.
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  • Special introductory rate for new accounts4
  • Cash Back Rewards2
  • Must be secured by a savings account on which student is the primary account holder
  • Requires adult co-signer
  • Rates & Disclosures
You are a young adult (or parent of a student) and you want to establish good credit and begin managing your own finances.

Apply Now

All SCCU Credit Cards Feature:



1Annual Percentage Rate (APR). Introductory rate applies to new Platinum SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. Your APR will initially be determined by your creditworthiness at the time of application. After the expiration of the introductory rate an APR of 10.99% - 17.99% determined by your creditworthiness will apply. Student and Secured Credit Cards are not eligible for the 0% APR promotional rate. See our Terms and Disclosures document for additional details.

2Earn Cash Back rewards on all qualifying purchases. The Cash Back percent you earn is based on your Member Rewards level. Visit SCCU.com/MemberRewards for complete details and FAQs about SCCU’s Member Rewards program. See our Cash Back Terms and Conditions.

3Your APR will initially be determined by your creditworthiness at the time of application.

4Introductory rate applies to new Student & Secured SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. After the expiration of the introductory rate an APR of 10.99% - 17.99% determined by your creditworthiness will apply. See our Terms and Disclosures document for additional details.

5Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN, or other transactions not processed by Visa. You must notify SCCU immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult SCCU.
  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.
*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.