Credit & Debit Cards
Everything you need to activate, control, protect, and use your SCCU debit or credit cards, all in one place.
Whether you just received a new card or need to make a quick change, you can manage your SCCU debit and credit cards anytime using Online or Mobile Banking.
How to Activate a New Debit or Credit Card
Option 1:
Log into Online or Mobile Banking
Navigate to Manage Cards and select your card. Next, click 'Activate Card,' follow the prompts, and set a PIN.
Option 2:
Call our Automated Activation Line
Call 888-314-6005 from a phone number we have on file. Next, follow the prompts and set a PIN.
Built-In Benefits
Card Controls & Alerts
Manage your card, set alerts, and track activity in Online & Mobile Banking.
Real-Time Fraud Alerts
Get notified of suspicious activity and respond quickly.
Visa Zero Liability® Policy
You’re protected from unauthorized transactions.
Contactless Payments
Tap to pay for a secure, convenient, and touch-free way to check out.
Digital Wallet Compatibility
Add your card to mobile wallets for secure payments online, in apps, or in stores.
Fee‑Free ATM Access
Withdraw cash at 20,000+ Allpoint® ATMs nationwide.
Automatic Card Updates
Visa Account Updater® (VAU) helps keep recurring payments working after reissue.
Quick Links
FAQs
▸ 1. How do I activate my new SCCU card?
You can activate your card by reaching out to us at 888-314-6005 or through Manage Cards within Online Banking or the SCCU App.
▸ 2. How do I turn my SCCU card on or off?
Toggle your card OFF/ON in Manage Cards anytime.
▸ 3. What are real-time fraud alerts and how do they work?
Our 2Way Text Fraud Alerts notify you immediately if suspicious activity is detected on your card. You can reply YES to confirm the transaction or NO to report fraud. This allows us to act quickly to protect your account.
▸ 4. How do I replace a lost, stolen, or damaged card?
Immediately call us at 888-447-7228, visit any of our branches or send a secure message in Online Banking. You can access Manage Cards within Mobile or Online Banking to turn cards off/on to prevent additional transactions from occurring.
If you have recurring transactions, they’ll still post to your account.
▸ 5. What should I do if I suspect fraud on my SCCU card?
Log in to Online or Mobile Banking to turn your card off in Manage Cards and reach out to us at 888-447-7228 right away so we can review your account.