Visa® Student
Independence Starts Here
Every student should learn financial responsibility, and building a positive credit history is vital to a financially secure lifestyle. SCCU's Visa Student Card is designed to help students establish credit while safeguarding them during the transition to adulthood.
Product Features
- Free 2Way Text Fraud Alerts
- Contactless Payments
- Free Card Controls to Manage Card Usage in the SCCU Mobile App
- Free FICO® Score
- ID Navigator Powered by NortonLifeLock46
- Low Variable Rates
- No Annual Fee
- No Balance Transfer Fee
- No Cash Advance Fee
- Roadside Assistance
- Visa Account Updater – Auto update card information with participating merchants
- Visa Zero Liability Protection14
- Digital Wallet Payment Options
| APR* for Purchases |
As low as 18.00% APR* (Rates based on creditworthiness.) |
|---|---|
| APR* for Balance Transfers |
As low as 18.00% APR* (Rates based on creditworthiness.) |
| APR* for Cash Advances |
As low as 18.00% APR* (Rates based on creditworthiness.) |
| Annual Fee |
$0 |
| Cash Advance Fee |
$0 |
| Balance Transfer Fee |
$0 |
| International Transaction Fee |
1% of the converted transaction amount |
| Other Fees |
Late Payment Fee: up to $27 |
| Minimum Finance Charge |
$0.50 |
| Age Limit |
Must be between the ages of 15 and 18 |
| Begins with a low line of credit and then increase as needs change |
Yes |
| Co-Signer Needed |
Yes |
| Regular savings account can be used as collateral for the credit line |
Yes |
| Requires a joint account holder who is a parent or legal guardian |
Yes |
Quick Links
- Choosing the Best Credit Card to Fit Your Needs (+ Where to Get It)
- Card Controls
- Credit Card Calculators
- Fraud Prevention Center
- Mobile Banking
- Online Banking
- Protect Your Loan
- Report Lost/Stolen Card
- SCCU Owners' Manual
- Student Checking Account
- TCM Bank MasterCard Access
- FAQs
- Visa Account Updater
- Youth Savings Account