Space Coast Credit Union Mortgages
Whether you’re building, buying or refinancing, our mortgage experts promise you exceptional personal service and a full range of loan products to fit your individual needs. Let us help you choose the home loan that's best for you. Apply today!
SCCU Members’ Mortgage Experience
30-year fixed rate mortgage
Learn more about our 30-year fixed options…
15-year fixed rate mortgage
Learn more about our 15-year fixed options…
There’s never been a better time to purchase or refinance the home of your dreams:
- As little as 5% down*
- Interest rates are low
- Homes are priced to sell
- No application fee
- SCCU does not – and has not – engaged in predatory lending, so there’s no credit crunch here!
Whatever type of home loan you need, however you prefer to apply, SCCU offers the fastest, most convenient mortgage process available.
Available Loan Programs | Mortgage Consultants
MORTGAGES: Mortgage loans are originated by Space Coast Credit Union, and are subject to credit approval, verification and collateral evaluation. Programs, offers, rates, terms, and conditions are subject to change or cancellation without notice. Certain restrictions apply. Cannot be combined with any other offers. These mortgage loan programs constitute first mortgage liens secured by the home and property. The down payment is determined by the Loan to Value ratio. (90% LTV = 10% down payment) Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Member responsible for any funds needed for closing costs and pre-paid escrow.
*Conditions apply. In order to qualify, member must have a credit score of 720 or better, a maximum debt/income ratio of 41% or less, and 2 years of employment history. Program applies to primary residence, single family detached homes in good condition. 5% down payment must come from member's own funds. Other conditions apply. Call SCCU for complete details.
