Business Loans
Tailored Loan Solutions to Fuel Your Business Growth
SCCU Business Loans empower your business at every stage of its journey. Whether you're acquiring property with a Commercial Real Estate Loan, managing cash flow with a Business Credit Card, expanding your fleet with a Business Auto Loan, or upgrading operations with Equipment Financing, we design our loan solutions to fit your unique needs and prioritize your success. Our goal is to help you secure the right financing for your business to grow, adapt, and thrive.
- Local Business Loan Advisor
- Competitive Rates70
- Automatic Online Bill Pay
- SCCU Membership, with Free Online and Mobile Banking
- SCCU Member Service for the Life of the Loan
This loan is great if you are looking to build, purchase, or refinance a property for your business.
Power your business with the right equipment. Our equipment loans feature competitive rates, flexible terms, and a simple, remote closing process to get you funded without the hassle.
Move your business forward with commercial vehicle financing featuring competitive rates, flexible terms, and remote closings. Experience a smooth, stress-free process tailored to your needs, backed by a dedicated and reliable team.
Accelerate your business with consumer-style vehicles, including cargo vans, and 100% financing on select vehicles. Take advantage of competitive rates, flexible terms, and remote closings for a smooth, hassle-free process designed with your business in mind.
Frequently Asked Questions
A business equipment loan provides financing to help businesses purchase essential equipment, such as manufacturing tools, industrial machinery, heavy construction equipment, office technology, restaurant appliances, and retail fixtures. The equipment typically acts as collateral for the loan.
Yes, you are eligible! There is no minimum time-in-business requirement to apply for a Business Auto Loan (Consumer-Style).
Applicants must have been in business for at least two years.
Yes, you can still apply for a business auto loan even with poor personal credit. Your credit history may be viewed differently depending on your understanding of credit and how you present your application. We recommend scheduling a consultation with your Local Business Advisor. They can help you create a plan to improve your chances of approval.
All vehicle purchases, refinances, private sales, or cash-on-clear-title sales must be registered in the state of Florida.
When you're ready to build your own office building, expand or renovate one you currently own, your local credit union may be your best choice for financing. Not only is a credit union likely to have very competitive interest rates on commercial real estate loans or commercial construction loans, but they also will usually have extensive knowledge of economic conditions in your local area. At Space Coast Credit Union, we understand the local marketplace and focus on giving our business members the loan products, terms and interest rates they need to make their businesses a success. We can help you grow your business with great rates and local decision makers for prompt loan approval decisions.