News & Tips

Making a payment to your SCCU loan is easy! You can pay online, through the mail, or in person, using whichever method below that works best for you.

• Online or Mobile Banking: You can make one-time or recurring loan payments. 
  • Log into Online Banking or the SCCU Mobile app
    • To pay with an SCCU account: Select your loan account, and click 'Make Payment' at the top to transfer money from another SCCU account to your SCCU loan account. 
    • To pay with a non-SCCU account: Click 'Transfers' (top button on desktop and bottom button on the app) and select 'External Loan Payments' to make a payment with a debit card or a non-SCCU account. 
      
      
• Mobile Wallet Loan Payments: Add your SCCU Auto or Home Loan to your Apple or Google Wallet, and make one-time loan payments securely and conveniently through your mobile wallet.
  
  
• SCCU Branch: Use your SCCU account, write a check, or provide a cash payment. You can also make a cash advance from a credit card or a non-SCCU debit card to make a loan payment. (Fee may apply.)

• SCCU's Automated Phone System: Using your SCCU account or another institution, call your local number below and follow the prompts. You may also speak to one of our Team Members, and they can assist you.
  • When using the phone system, be sure to have your PIN available. You can get a Call-24 PIN by visiting your local SCCU branch.

• Mail: Send us a check with your account number at the address below.

• Acceptable Forms of Payment Include:
  • Check (Personal, Business, On-Us, Teller Check, Money Order)
  • Debit Card
  • Cash and/or Transfer from SCCU Account

Please note the following when making an SCCU loan payment:

• We do not use coupon books as a method for paying back a loan
• Any additional amount over the initial monthly loan payment is applied automatically to the loan’s principal balance
• There are no loan pre-payment penalties