Productos Hipotecarios
Opciones de Préstamos Hipotecarios para la necesidad de cada miembro
Sea que usted está comprando su primera vivienda, adquiriendo una mayor o menor, SCCU ofrece una variedad de préstamos hipotecarios para la compra de su vivienda. Nuestros agentes locales pueden guiarle a traves del proceso, responder sus preguntas y proporcionarle un proceso rápido de solicitud de hipoteca y cierre de préstamos.
- Rápidas decisiones de pre-aprobación, en línea y por teléfono
- Sin impuestos intangible21
- Servicio al cliente de SCCU durante la duración del préstamo
- Garantía del tipo de interés exclusivo de SCCU18
Enjoy the excitement and overcome the hurdles. Gone are the days when well-qualified buyers needed as much as 20% down!
¡Ahorre miles al momento de cerrar su préstamo!
Disfrute la estabilidad de un pago de balance e intereses fijo durante la duración de su préstamo.
Diseñe y construya la casa de sus sueños.
Comienze a construir su capital con bajas tasas de interés y pagos más bajos al inicio de su préstamo
Crea un camino a un estilo de vida sin preocupaciones con un condo en Florida.
¡Vaya en grande! Financie la casa de sus sueños y viva el estilo de vida que ha trabajado duro para alcanzar.
Recoja los frutos de su Servicio Militar y obtenga una vivienda por menos.
Refinancing your current mortgage with us could mean a lower rate, lower monthly payments, cash back in your pocket to fund a large purchase, or even a faster payoff!
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No Down Payment Home Loan
Enjoy the excitement and overcome the hurdles. Gone are the days when well-qualified buyers needed as much as 20% down!
Aplica Ahora
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Sin Costos de Cierre "No Closing Costs"
No Closing Costs Home Loan
Aplica Ahora
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Hipoteca Convencional de Tasa Fija
Hipoteca Convencional de Tasa Fija
Aplica Ahora
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Préstamo Hipotecario para Construcciones
Préstamo Hipotecario para Construcciones
Aplica Ahora
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Hipoteca de Tasa Variable
Hipoteca de Tasa Variable
Aplica Ahora
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Condo
Préstamo para Condo
Aplica Ahora
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Préstamo Jumbo
Préstamo Hipotecario Jumbo
Aplica Ahora
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Hipoteca FHA
Préstamo Hipotecario FHA
Aplica Ahora
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Préstamo Hipotecario "Veterans Administration" (VA)
Préstamo Hipotecario (VA)
Aplica Ahora
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Refinanciación de Hipoteca
Refinancing your current mortgage with us could mean a lower rate, lower monthly payments, cash back in your pocket to fund a large purchase, or even a faster payoff!
Ver Préstamos de Hipoteca
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Lot Loans
Great first step to building your home on your own lot.
Aplica Ahora
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| Terms |
Terms
Up to 30 Years |
Terms
Up to 30 years fixed |
Terms
Up to 30 Years |
Terms
Up to 30 Years |
Terms
Up to 30 Years |
Terms
Up to 30 Years |
Terms
Up to 30 Years |
Terms
15 and 30 Years |
Terms
15-Year Fixed; 30-Year Fixed |
Terms
Up to 30 Years Fixed, Jumbo, FHA, VA, 5/1 ARM, and 7/1 ARM |
Terms
3 year fixed interest only with balloon65 |
| Application Fees |
Application Fees
No |
Application Fees
None |
Application Fees
None |
Application Fees
None |
Application Fees
None |
Application Fees
None |
Application Fees
None |
Application Fees
None |
Application Fees
None |
Application Fees
None |
Application Fees
None |
| Pre-Payment Penalties |
Pre-Payment Penalties
None |
Pre-Payment Penalties
None |
Pre-Payment Penalties
N/A
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Pre-Payment Penalties
N/A
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Pre-Payment Penalties
N/A
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Pre-Payment Penalties
N/A
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Pre-Payment Penalties
N/A
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Pre-Payment Penalties
N/A
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Pre-Payment Penalties
N/A
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Pre-Payment Penalties
N/A
|
Pre-Payment Penalties
None |
| Intangible Tax |
Intangible Tax
None |
Intangible Tax
N/A
|
Intangible Tax
None |
Intangible Tax
None |
Intangible Tax
None |
Intangible Tax
None |
Intangible Tax
None |
Intangible Tax
None |
Intangible Tax
None |
Intangible Tax
None |
Intangible Tax
None |
| Origination Fee |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
None |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
$1,100 plus .25% of loan amount |
Origination Fee
N/A
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| Available With |
Available With
Conventional Fixed-Rate; Select Adjustable-Rate Purchase Loans; Hero Home Loan's Rate Reduction Option; Single-Family Homes only |
Available With
Conventional Fixed-Rate Purchase or Refinance; Construction; Jumbo; Select Adjustable-Rate Purchase Loans |
Available With
N/A
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Available With
Select Adjustable-Rate Purchase Loans; No Closing Costs; Jumbo |
Available With
No Closing Costs; Jumbo; Construction |
Available With
N/A
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Available With
30-year, 20-year, 15-year and 10-year Conventional Loans; 5/1 and 10/1 Adjustable-Rate Mortgages (ARMs); Construction-to-Permanent Loans |
Available With
N/A
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Available With
N/A
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Available With
N/A
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Available With
N/A
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| Other Fees |
Other Fees
N/A
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Other Fees
Prepaid Taxes, Interest, and Mortgage Insurance |
Other Fees
N/A
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Other Fees
N/A
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Other Fees
N/A
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Other Fees
N/A
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Other Fees
N/A
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Other Fees
N/A
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Other Fees
N/A
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Other Fees
N/A
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Other Fees
N/A
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| Pre-payment Penalties |
Pre-payment Penalties
N/A
|
Pre-payment Penalties
N/A
|
Pre-payment Penalties
None |
Pre-payment Penalties
None |
Pre-payment Penalties
None |
Pre-payment Penalties
None |
Pre-payment Penalties
None |
Pre-payment Penalties
None |
Pre-payment Penalties
None |
Pre-payment Penalties
None |
Pre-payment Penalties
N/A
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| Origination Fees |
Origination Fees
N/A
|
Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
N/A
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Origination Fees
$1,100 plus .25% of loan amount |
| Aplica Ahora | Aplica Ahora | Aplica Ahora | Aplica Ahora | Aplica Ahora | Aplica Ahora | Aplica Ahora | Aplica Ahora | Aplica Ahora | Ver Préstamos de Hipoteca | Aplica Ahora |
Preguntas Frecuentes
You can apply online or by phone.
Have questions? Our Team Members can help you find the mortgage that's right for you, and take your application over the phone in just minutes. Once your application is completed, one of our Mortgage Representatives will contact you within one business day. We'll keep you informed every step of the way.
Space Coast Credit Union provides all who work or live in these 34 counties in Florida with mortgages loans. SCCU mortgage loans are available for properties throughout Florida, provided you meet our membership requirements. Membership is not required prior to applying - we can take care of your mortgage loan application and membership at the same time!
Refinancing your current home loan—whether from SCCU or another lender— is quick and easy! You can apply online or over the phone with a Team Member.
Please visit our Mortgage Refinance page for information on refinance loans and options.
In addition to principal and interest, mortgage payments include amounts for annual payments of homeowner's insurance and property taxes. The anticipated annual insurance premium and tax bill amounts are divided equally by 12 payments. One-twelfth of the annual amount for each is included with your mortgage payment and held in an escrow account. When it's time to make the insurance and tax payments, SCCU makes the payments from this escrow account. Escrow will be evaluated each year, and your monthly amounts could increase or decrease, depending on what the actual annual payment amounts are.
You can check the status of your mortgage loan application at any time here. After your application is completed, a Mortgage Representative will contact you to answer any questions you may have. Your Mortgage Representative is a mortgage expert and will provide help and guidance along the way. If your request wasn't approved online, they'll ask you for any information required to make a decision about your loan.