Auto Insurance & Extended Warranty
Hit the road with vehicle insurance you can trust
When it comes to handling the unexpected, it pays to be prepared. At the end of the day, accidents happen. Having insurance in place will help you breathe a little easier when you are behind the wheel.
If you find yourself in an accident, vehicle theft, or any other mishap, SCCU's GAP and Extended Warranty Insurance has you covered.
Guaranteed Asset Protection (GAP) Plus
Receive all the benefits of regular GAP insurance, plus $1,000 off your replacement car’s loan or lease when it’s financed by SCCU within 120 days of the claim settlement.
Choose the GAP Plus option best for you.
- Non-Refundable — Only receive full refund if canceled within 90 days.
- Refundable — Partial refund available after 90 days.
Ask about GAP Insurance when applying for your next SCCU auto loan.
Mechanical Repair Coverage (Extended Warranty)
Receive comprehensive mechanical repair coverage without a long-term contract.
- Discounted member-only pricing
- Customize your deductible
- No mileage limitations
- Use the licensed repair facility of your choice
- Rental car and emergency travel expense reimbursement
- And more!
Guaranteed Asset Protection (GAP) Plus is recommended for loans that exceed 70% of the loan-to-value ratio. Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP), is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days, you will receive a full refund of any fee paid.
GAP purchase from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and nonrefundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
GPM52B † GAP-3414624.1-0121-0423
©2021 CUNA Mutual Group, All Rights Reserved.
Mechanical Repair Coverage (Extended Warranty) is made available by CUNA Mutual Insurance Agency for credit union members. It's administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.
MRC-3395269.3-0921-1023 CARMA# IMRC5B
©2021 CUNA Mutual Group, All Rights Reserved.
These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by, SCCU or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. You may obtain insurance to protect your loan from an entity not affiliated with SCCU.