Hero Loans
From Space Coast Credit Union
To honor those serving on the front line in our communities, we are offering exclusive hero loan programs† with special rate discounts on home and auto loans for first responders, medical professionals, law enforcement, educators, military personnel, and Department of Defense and government contractors. See below for more details on these offers and apply today!
Who's Eligible for a Hero Loan?
Hero Home Loans
Choose the option below that best fits your financial needs. Affordable Housing Program grant assistance is also available with each option. Our Express Mortgage Originators can help you explore the benefits of each option.
No Closing Costs Option55
✓ We cover third-party closing costs.
✓ We waive lender origination fees.
✓ Get 0.25% off our regular No Closing Costs rates.
Visit our No Closing Costs page for additional details on this program.
Contact Us Apply Now
Reduced Rate Option
✓ Get 0.25% off our already low first mortgage rates.
✓ For purchase or refinance
✓ Helps lower monthly payments
See today's rates.
Contact Us Apply Now
No Private Mortgage Insurance Option58
Exclusively for Military Members†
✓ No private mortgage insurance costs with a rate adjustment.
✓ Helps lower monthly payments
✓ Faster process than VA Loans
†Includes active, veteran, and retired members of the Army, Marine Corps, Navy, Air Force, Space Force, as well as their spouses and widowed spouses. Excludes National Guard and Reserve members.
Hero Auto Loans
Receive both offers when you either finance a new purchase or refinance an existing vehicle.
✓ No payments for up to 90 days.11
(Additional terms available. Call for your personalized quote.)
See today's rates.
- Educators: Includes teachers, professors, substitute teachers and coaches working in pre-kindergarten through university
- Medical Professionals: Includes all medical doctors (MDs), physician assistants (PAs), registered nurses (RNs), certified nursing assistants (CNAs), licensed practical nurses (LPNs), Radiologic Technologists (X-Ray Techs), Speech-Language Pathologists (SLPs working in a medical facility), dentists (DDSs) and dental assistants (CDAs)
- First Responders: Includes public, private, and volunteer firefighters, paramedics and EMTs
- Law Enforcement: Includes uniformed officers, detectives, state police, highway patrol, sheriffs, special jurisdiction police, air marshals, border patrol agents, crime scene investigators, corrections officers and federal law enforcement officers
- Military: Includes active, reserve, veteran, and retired members of the Army, Marine Corps, Navy, Air Force, Space Force, Coast Guard and National Guard, as well as their spouses and widowed spouses
- Department of Defense and Government Contractors: Employees of companies or individuals who hold a contract with the Department of Defense and the federal government (must verify with a valid government-issued ID).
Eligibility must be validated through verification of employment and job title/position. Current employment badges and paystubs are acceptable. Applicants must meet standard underwriting criteria for approval; qualified borrowers only. Note, rate discount will be applied after application approval is processed. Offers are subject to change and may be withdrawn at any time. Rates subject to change at any time. Other restrictions may apply. Contact SCCU for details.
Auto Loan Payment Example: A new auto loan of $20,000 for 48 months at 1.900% APR* will have a monthly payment of $433.07.
Home Loan Payment Example: A fixed-rate conventional mortgage loan of $200,000 for 30 years at 3.330% APR* will have a monthly payment of $870.41. Taxes and insurance not included, your actual payment obligation will be higher.
