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Christmas Club Savings

Save for the Holidays All Year Long

Make your holiday shopping less stressful with a Christmas Club Savings account. Save throughout the year while earning dividends. On October 31, your funds are automatically transferred into your Savings account, so you can begin your holiday shopping!
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Product Features

Terms & Fees
Minimum opening deposit $5
Transaction limit 6
Earns interest Yes
Minimum daily balance None
Monthly low balance fee None
Monthly service fee None
Requires an adult joint account holder No

Christmas Club Account Interest Rates

Effective Date: October 01, 2020
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Interest Rate APY^
0.10% 0.10%
Minimum average daily balance required for some accounts. Rates are accurate as of the effective date displayed, and they are subject to change. The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period.

Federal regulation (Reg D) requires SCCU to limit withdrawals to six (6) transactions within a calendar month on savings and money market accounts. Fees could reduce earnings on the account.