Online Banking Login

Financial Wellness

With Space Coast Credit Union

Finances can be an uncomfortable topic, but SCCU is here to help our members every step of the way.  Whether you are facing financial hardship or aspiring to achieve financial goals, we have tools resources and team members to assist you.

Having difficulty meeting your SCCU financial obligations?
 

Budgeting

Are you ready to create a spending budget or set a savings goal? SCCU’s Budgeting tool in Online Banking makes it easy to set goals and monitor your income and expenses.

Budgeting Tools and Tips
  • A good rule is to save enough to cover 3-6 months’ worth of living expenses.
  • Automatically move funds into your emergency savings from your deposits.
  • Set up a separate account for your emergency savings.
  • Utilize our online calculators to help you plan for savings and retirement.

Credit Score

SCCU Online Banking offers everything you need to manage your finances, including access to view your free FICO® score. Credit scores are updated monthly.

Credit Reporting Tips
  • Go to annualcreditreport.com to review your free annual credit report from each of the three nationwide credit reporting agencies.
  • Dispute and correct any errors. Look for inaccurate information, information that doesn’t belong to you, and outdated information still being reported.
  • To get more information or help about credit scores, including information about scams, visit ftc.gov and consumerfinance.gov.

Download Credit Scores Worksheet

Assistance with a Financial Hardship or Past Due Loan

If you are facing a financial hardship and are having difficulty paying your SCCU loan, please contact us for assistance. Our Credit Solutions team is here to provide you with personalized help. Some of the options available include:
 
  • Loan Extensions
  • Repayment plans
  • Payment Forbearance
  • Loan Modifications or Rewrites
Helpful Articles
From Space Coast Credit Union